We work with family or management owned businesses in five ways:

• Acquisition: the provision of debt and minority equity investment with minimum dilution of existing shareholders
• Funding for growth: provision of capital to fund organic expansion strategies
• Shareholder restructuring and succession planning: by providing leverage, and in some cases equity, to buy out non core shareholders
• Equity release: through re-leveraging a business to facilitate a special dividend to shareholders to enable them to diversify their wealth
• Exit to Management: we will provide the debt and equity investment required should existing shareholders wish to sell down to management

We work with private equity firms in three  ways:

• At initial purchase: we provide an integrated senior and mezzanine debt package, mezzanine debt or minority equity as a passive investor
• Investee companies making acquisitions: we provide highly leveraged debt packages and minority equity investments
• Facilitating an exit: by re-leveraging the investee company to enable management to buy back the private equity firm’s shareholdings 

We work with the ‘big four’ banks complementing their activities in the following ways:

• Underwriting: on larger deals we may underwrite all debt facilities and sell down much of the senior debt and working capital facilities to a ‘big four’. On smaller deals we will hold senior debt and sell down working capital facilities
• Cash flow lending: we provide cash flow backed senior and mezzanine debt for the small to medium clients of the ‘big four’