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1. Definitions
 
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Wording importing one gender shall include the other genders, words in the singular shall include the plural and vice versa and natural persons shall include legal persons. Unless the context indicates otherwise, the following terms shall have the following meanings for purposes of the Rewards Programme:

  1. “CH” means the cardholder who is a party to and bound by the Account Conditions and the Terms and Conditions contained herein; 

  2. “EAH” means an extra account cardholder to whom the CH has granted the extra account;

  3. “ECH” means an extra cardholder to whom the CH/EAH has granted an extra card;

  4. “effective date" means the date the CH registers for the Rewards Programme;

  5. “immediate family” means the CH/EAH’s legal spouse, parent or child, in each case whether step or adopted;

  6. “partner” means those merchants and/or suppliers and/or service providers approved and appointed by Investec, in its sole discretion from time to time, to participate in the Rewards Programme as points and/or redemption partners;

  7. “points” means the Rewards Programme "currency", being points earned by the CH, ECH or EAH for transactions effected on the card;

  8. “redeem/redemption” means the action of exchanging accumulated points for reward;

  9. “reward” means any bonus, goods, service or other incentive offered by partners and/or Investec for the redemption of points in terms of the Rewards Programme;

  10. “transaction” means any purchase effected by the CH, EAH or ECH by using the card at any point of sale device or over the internet, excluding without limitation any cash withdrawal or advance, a direct debit, travellers cheques, any account payment, or a refund or reversal of payment, electronic transfers, insurance premiums, any finance or administration charges, government levies, or other fees and charges levied by Investec in respect of products and/or services provided from time to time and which renders the CH/EAH eligible for points in terms of the Rewards Programme;

  11. “voucher” means a reward certificate, whether generated electronically or otherwise, issued by Investec in favour of the CH or EAH, to be presented to the relevant partner;

  12. “Investec” means Investec Bank Limited, Registration Number 1969/004763/06



 
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Investec Private Bank. A division of Investec Bank Limited registration number 1969/004763/06. Investec Private Bank is  committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. Copies of the Code and Ombudsman’s details are available on request. An authorised financial services provider. A registered credit provider registration number NCRCP9.