Deposits

We partner with our clients, providing innovative financial products. We offer market-leading rates in an extremely competitive environment, understanding the value of building long-term relationships.

Call us on 0845 366 6333 to find out more about our offering.

All interest rates shown below are correct as at 24 July 2008, and are gross AER¹. All rates are subject to change.

Accounts for individuals		Accounts for businesses
6.56% High 5 Account > The rate paid is always the average of the five highest savings rates as published by Money£acts². Minimum deposit of £25,000 6.06% (Monthly Tracker) Money Market Tracker > Earn rates normally reserved for institutional clients on balances above £100,000 5.30% (on £500k+) Direct Reserve > A multi-currency, high interest savings account, with minimum deposit of £25,000 4.13% Premier Interest Cheque Account > Flexible instant access account with minimum deposit of £25,000 Call us for the latest rates Fixed Term Deposits > Competitive money market rates for 1 month to 1 year deposits over £250,000 or currency equivalent		5.59% LIBOR Plus Deposit > Tracks the one-month LIBOR rate then adds a premium of 0.05%. Minimum deposit of £500,000 5.30% (on £500k+) Direct Reserve > A multi-currency, high interest savings account, with minimum deposit of £25,000 Call us for the latest rates Fixed Term Deposits > Competitive money market rates for 1 month to 1 year deposits over £250,000 or currency equivalent 2.27% Business Cheque Account > Flexible instant access account with minimum deposit of £25,000.
Accounts for Pension Advisers and Trustees		Accounts for charities, clubs, associations and schools
> We are committed to paying consistently competitive rates of interest on cash deposits. Our simple and flexible bank accounts are supported by Investec's renowned ease of administration. > For more information about how we cater for the varied cash needs within a pension portfolio or trust, please see our Pension and Trust services page.		> We have a wide range of products available for charities, clubs, associations and schools. > For more information, please call us on 0845 366 6333.
News, research and articles
> June 2008 Research highlights volatility of best buy savings accounts > June 2008 Dramatic increase in savings accounts using introductory ‘bonus’ rates > June 2008 Companies missing out on higher rates of interest on cash deposits > June 2008 Savers hit as banks pass on rate cuts > April 2008 LIBOR-linked rates outstrip the UK base rate   > The Investec Savings Index > See all our recent articles and press releases