Credit Ratings

Summary of all credit ratings

In general, we were assigned strong ratings for credit quality, capacity for timely repayment and financial strength. In terms of our Dual Listed Companies structure, Investec plc and Investec Limited are treated separately from a credit point of view.

As a result, the rating agencies have assigned ratings to the significant banking entities within the group, namely Investec Bank plc, Investec Bank Limited and Investec Bank (Australia) Limited.

Certain rating agencies have assigned ratings to the holding companies, namely, Investec plc and Investec Limited.

Click here to view full table in a pop up window.

Rating agency		Investec Limited	Investec Bank Limited - a subsidiary of Investec Limited	Investec plc	Investec Bank plc - a subsidiary of Investec plc
Fitch	Individual rating	C	C		C
	Support rating	5	2		5
	Foreign currency
	Short-term	F3	F3		F3
	Long-term	BBB	BBB		BBB
	National
	Short-term		F1+(zaf)
	Long-term		A+(zaf)

Moody's	Bank financial strength rating		C-		D+
	Foreign currency
	Short-term deposit rating		Prime-2	Non prime	Prime-3
	Long-term deposit rating		A3	Ba1	Baa3
	National
	Short-term		P1 (za)
	Long-term		Aa2 (za)

Global Credit Ratings	Local currency
	Short-term rating		A1+(za)		A2
	Long-term rating		AA-(za)		BBB+
Note: Due to new regulations in Australia credit ratings assigned to Investec Bank (Australia) Limited are only available to wholesale investors upon specific enquiry.

Click here to view full table in a pop up window.

Copyright © Investec Limited 2008
Article from Investec: http://www.investec.com/en_ie/home/investor_relations/credit_rating.html

Published: 09 April 2010

Investec in Ireland comprises Investec Ireland Limited and Investec Bank plc (Irish Branch) for regulated activities. Investec Ireland Limited is regulated by the Financial Regulator. Registered Office: The Harcourt Building, Harcourt Street, Dublin 2. Registered Number: 232526. Investec Bank plc is authorised and regulated by the UK Financial Services Authority. Registered Office is 2 Gresham Street, London EC2V 7QP. Registered in the UK number 489604. Registered Branch Office: The Harcourt Building, Harcourt Street, Dublin 2. Registered in Ireland number 904428.

Currencies	Value	Change

Indices	Value	Change	% Change

Investec share price

	Value	Change

Source: McGregor, 15 minutes delayed