- Full Menu
- Savings and Deposits
- Trading
- Lending and Financing
- Investing and Wealth Management
- Business Divisions
- Investec Mauritius
- About Investec
- Rensburg Offer
- Media Centre
- Our Business Responsibility
- Contact Us
- Investor Relations
MauritiusOur strategic goals and objectives are based on the aspiration to be recognised as a distinctive specialist banking and asset management group.
This distinction is embodied in our entrepreneurial culture, which is balanced by a strong risk management discipline, client-centric approach and ability to be nimble, flexible and innovative.
We do not seek to be all things to all people and aim to build well-defined, value-added businesses focused on serving the needs of select market niches where we can compete effectively.
We will continue to build business depth in our attempt to deepen existing client relationships
| IFRS | Target | Year-end 31 March 2010 | Year-end 31 March 2009 | Year-end 31 March 2008 |
| Return on adjusted average equity shareholders' funds | >20% | 13.50% | 14.80% | 23.60% |
| Cost to income ratio | <65% | 57.80% | 55.90% | 56.10% |
| Adjusted EPS* growth | 10% > UK RPI | 6.4% | (25.5%) | 6.80% |
| Dividend cover (times) | 1.7 - 3.5 | 2.8 | 3.3 | 2.3 |
| Capital adequacy ratio | 14% -17% Tier 1 > 11% | plc: 15.9% Ltd: 15.6% | plc: 16.2% Ltd: 14.2% | plc: 15.3% Ltd: 13.9% |
Specialised and focused approach: Efficient integrated international business platform: Long-term sustainable growth strategy: Strong entrepreneurial culture: Balance risk and reward: Committed to sustainability:
We are a niched and focused specialist banking and asset management group constantly striving to be distinctive.
Our current focus is on:
Moderating loan growth, shifting emphasis to increasing the proportion of non-lending revenue base
Maintaining credit quality
Strictly managing risk and liquidity
Creating additional operational efficiencies and containing costs
Building business depth rather than business breadth in our attempt to deepen existing client relationships and generate high quality income through diversified, sustainable revenue streams.
We have built our capital, liquidity and third party assets under management over the period under review.
The foundation is now in place for further growth both in our non capital intensive asset management businesses as well as our core specialist banking businesses.
Although the economic situation remains uncertain the business is oriented towards capturing available opportunities in all our core geographies.
This site works best with JavaScript enabled
To learn how enable JavaScript on your browser please read the following: