Cash Investments

By focusing on a niche selection of clients, our Cash Investments specialist consultants are able to offer you the dedicated attention and comprehensive understanding you require.

Our services are available to privately owned businesses looking to invest R5 million or more. Our talented and astute consultants will gauge your individual requirements and give you more information of our portfolio of products:

• Call Accounts
• Notice Deposits
• Fixed Deposits
• EDGE - hybrid investment product

Legal compliance

In line with the Financial Advisory and Intermediary Services Act (FAIS), only consultants who are registered as representatives of Investec Private Bank will dispense advice in respect of Investec Private Bank investment products and services. Read more.

Call Accounts

• This investment product is ideal if you require immediate access to funds as and when you require it
• Call accounts offer flexibility and rates are subject to change daily
• Exclusively available to Investec Private Bank clients, the Cash Management Account is an online savings account which allows for immediate access to your funds

Notice Deposits

• 7 and 30-day notice prime linked Notice Deposits
• Combing high interest rates, with short-term liquidity, this product is designed for the investor who does not require immediate access to funds and therefore earns a higher rate than that of the normal call account
• Interest is earned daily and compounded monthly

Fixed Deposits
Invest your cash for a fixed period and earn interest at the rate which has been set at the time of the original transaction

• The interest rate on your fixed deposit is tailored, depending on the size and duration of your investment
• Fixed deposit periods range from one month through to one year

EDGE – hybrid investment product
EDGE is a hybrid cash investment product that combines a low-risk investment opportunity and a defined return with additional upside potential arising from positive movements in an underlying equity-index.

This dynamic product offers the following distinctive features:

• Defined return on deposit amount
• Unlimited upside potential from equity-index component
• Return linked to FTSE/JSE TOP 40 Index
• No management fees, service fees or commissions
• Easy to monitor and track investment return

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Investec Private Bank. A division of Investec Bank Limited registration number 1969/004763/06. Investec Private Bank is committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. Copies of the Code and Ombudsman’s details are available on request. An authorised financial services provider. A registered credit provider registration number NCRCP9.