Voyage arranged overdraft facility

Flexibility for your convenience


Sometimes you may want extra flexibility for occasional expenses, like home improvements. If you're a UK-based private banking client with Voyage, you can apply for an arranged overdraft facility that is based on your needs.

  • A flexible and convenient service
    An arranged overdraft facility can sometimes mean complex fees and confusing charges. Not with us. We believe you should have access to something altogether more flexible and convenient.  There are no arrangement, usage or renewal fees for the arranged overdraft facility. All arranged overdraft requests are subject to approval. 

  • Competitive arranged overdraft rate
    With the Voyage account, you’ll pay arranged overdraft interest at a highly competitive rate of Bank of England base rate + 5% variable. The first £1,000 of the arranged overdraft will not be subject to interest.



*EAR (variable). Representative example (based on an arranged overdraft limit of £5,000)


You don’t pay interest on your arranged overdraft up to this amount

* Equivalent Annual Rate is a representative interest rate that shows the rate you would pay if you remained overdrawn for a year. Rates correct as at 2.08.18.

Unarranged overdraft

Unarranged overdraft interest is charged at Bank of England base rate +15% per annum, variable – this can be avoided as long as you remain within your arranged overdraft limit.

Already a private bank client with Voyage?

To apply for an arranged overdraft facility on your existing Voyage private bank account, talk to your dedicated private banker, apply in Investec Online, or call our client support team.
Before you apply for an arranged overdraft please read the pre-contractual information.
Investec Voyage awarded ‘Best Current Account for High Earners’

An award-winning account

‘Best Current Account for High Earners’

Voyage is an award-winning private bank account. It’s been voted Money Pages’ best current account for high earners at the Personal Finance Awards for the last three years.

Ready to join a private bank that gets you?