Investec portfolio lending
 

Portfolio Lending

Borrow against your Investec portfolio

Portfolio loans designed for high net worth individuals

£300,000

Minimum yearly earnings required to qualify

£3m

Net worth in order to be eligible

A simple and cost-efficient way to borrow

  • Diversify your risk

    Take advantage of the opportunity to diversify your wealth using borrowed funds for any legal purpose. You might, for example, want to buy an investment property, reinvest assets into the portfolio or make alternative investments.

  • Convenient access to funds

    Access funds without the need to sell any of your assets. Loans can be taken out in sterling, US dollars  or euros. 

  • Transfers made simple

    To use the Investec Portfolio Lending service you need assets under our management. But if your assets are currently managed by another financial institution, we can help facilitate the transfer as part of your Portfolio lending application.

  • Flexible payment terms

    Our flexible repayment terms give you the freedom to make overpayments or repay early.

A simple and cost-efficient way to borrow

Diversify your risk
Convenient access to funds
Transfers made simple
Flexible payment terms

Take advantage of the opportunity to diversify your wealth using borrowed funds for any legal purpose. You might, for example, want to buy an investment property, reinvest assets into the portfolio or make alternative investments.

Access funds without the need to sell any of your assets. Loans can be taken out in sterling, US dollars  or euros. 

To use the Investec Portfolio Lending service you need assets under our management. But if your assets are currently managed by another financial institution, we can help facilitate the transfer as part of your Portfolio lending application.

Our flexible repayment terms give you the freedom to make overpayments or repay early.

Ready to talk to a private banker about your requirements?

More information about our portfolio loans

Borrower type

You can use our Portfolio Lending service if you’re an individual, corporate or trust with assets under the management of Investec Wealth & Investment.

Security accepted

Discretionary and advisory portfolios are accepted. We can accept offshore bonds from third party bond providers where Investec Wealth & Investment acts as the discretionary asset manager.

Fees and charges

There is no early repayment charge but an arrangement fee will apply. The arrangement fee amount will vary  depending on your individual circumstances, starting from £1,500. Legal fees may also apply.

Facility types

Fixed term or on-demand.

Purpose and currency

The money you borrow can be used for any legal purpose. The currency can be sterling, US dollars or euros.

Interest payments

Your regular payment instalments may be on a monthly, quarterly, bi-annual (six monthly) or annual basis. 

Portfolio lending

Already have an Investec portfolio?

Talk to your Investec wealth manager who can help you complete an application.

Portfolio lending

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