Investec Buy-to-Let Mortgage
 

Buy-to-Let Mortgage

A highly personalised solution

If you’re looking to buy or remortgage a residential investment property, our Buy-to-Let Mortgage is a flexible and highly personalised solution that lets you choose how much you borrow, your mortgage term and repayment type.

Minimum requirements

£300,000

Yearly earnings required to qualify

£3m

Net worth in order to be eligible

Your property may be repossessed if you do not keep up repayments on your mortgage.

Discuss your buy to let mortgage options with a private banker

Investing in Bricks and Mortor

Investing in bricks and mortar

If you’re looking to diversify your wealth, we can help you to invest in residential property in a way that reflects your individual needs.

Foerign currency incomes welcome

Foreign currency incomes welcome

We also consider income derived in a foreign currency or currencies. 

Foerign currency incomes welcome
Mortgage buy-to-let flexible assessment

Flexible assessment

Your Buy-to-Let Mortgage is custom-built and takes into account your income and wealth, not simply the value of the mortgaged property or the income you will generate from it.

Individual interest rate

Individual interest rates

The actual rate you pay on your Buy-to-Let Mortgage will depend on your individual circumstances. Ask us for a personalised illustration.

Individual interest rate

Key features of our Buy-to-Let mortgages

  • Choice of terms and repayment types

    Interest only, capital & interest or a combination of both.


    Term of up to 25 years with no minimum.

  • Flexible borrowing amount

    The amount you can borrow is flexible and based on your individual circumstances – starting from £250,000. Please ask us for further details.

  • Borrow up to 70%

    You can borrow up to 70% of the property value.

  • Make overpayments

    You also have the freedom to make Buy-to-Let mortgage overpayments.

    Please note: an early repayment charge may apply.

Key features of our Buy-to-Let mortgages

Choice of terms and repayment types
Flexible borrowing amount
Borrow up to 70%
Make overpayments

Interest only, capital & interest or a combination of both.


Term of up to 25 years with no minimum.

The amount you can borrow is flexible and based on your individual circumstances – starting from £250,000. Please ask us for further details.

You can borrow up to 70% of the property value.

You also have the freedom to make Buy-to-Let mortgage overpayments.

Please note: an early repayment charge may apply.

Important information

Property location

Investec Private Bank mortgages are currently only available for residential properties in England and Wales.

Residency

Our Buy-to-Let Mortgage is primarily available to UK residents; we also offer Buy-to-Let mortgages to South African clients.

Are you an Investec Group client in South Africa?

Our Buy-to-Let Mortgage also enables qualifying Investec Wealth & Investment and Private Banking clients in South Africa to buy residential property as an investment in the UK.

No assets under our management needed

You don’t need to be an existing Investec client, or have assets under management with us, to take out our Buy-to-Let Mortgage. 

Ready to find out more about your Buy-to-Let mortgage options?

Fees and charges apply

To keep things simple, the same type of fees and charges apply to all our mortgages.

See a detailed breakdown of fees and charges that may apply >