Buy-to-Let Mortgage

A personalised BTL mortgage

Row of terraced houses in the UK

If you’re looking to buy or remortgage a residential investment property, our Buy-to-Let mortgage is a flexible and highly personalised solution that lets you choose how much you borrow, your mortgage term and repayment type.

Buy-to-let mortgage minimum requirements

£300k

Yearly earnings required to qualify

£3m

Net worth in order to be eligible
Your property may be repossessed if you do not keep up repayments on your mortgage.

Ready to discuss your mortgage options?

If you earn a minimum of £300,000 a year, have a net worth in excess of £3m and want an exceptional mortgage service that is designed to suit your individual needs, get in touch.

Tel: +44 (0)20 7597 4050

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. 

 

We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. 

 

For further details as to how Investec uses personal data, please refer to our Data Protection Notice

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Investing in Bricks and Mortor
Investing in bricks and mortar

If you’re looking to diversify your wealth, we can help you to invest in residential property in a way that reflects your individual needs. We offer repayment and interest-only mortgages, subject to eligibility. 

Foerign currency incomes welcome
Foreign currency incomes welcome

We also consider income derived in a foreign currency or currencies. 

Mortgage buy-to-let flexible assessment
Flexible assessment

Your Buy-to-Let mortgage is custom-built and takes into account your income and wealth, not simply the value of the mortgaged property or the income you will generate from it.

Individual interest rate
Individual interest rates

The actual rate you pay on your Buy-to-Let mortgage will depend on your individual circumstances. Ask us for a personalised illustration.

Key features of our Buy-to-Let mortgages

Choice of terms and repayment types
Flexible borrowing amount
Borrow up to 70%
Make overpayments

Choice of terms and repayment types

Repayment and interest-only mortgages, or a combination of both.

Term of up to 15 years with no minimum.

Flexible borrowing amount

The amount you can borrow is flexible and based on your individual circumstances – starting from £250,000.

 

Please ask us for further details on our BTL mortgage options.

Borrow up to 70%

You can borrow up to 70% of the property value, with our repayment and interest-only mortgages. 

Make overpayments

You also have the freedom to make overpayments.

 

Please note: an early repayment charge may apply.

Fees and charges apply

To keep things simple, the same type of fees and charges apply to all our mortgages.

See a detailed breakdown of fees and charges that may apply >

Important information
Property location

Investec Private Bank mortgages are currently only available for residential properties in England and Wales.

Residency

Our Buy-to-Let mortgage is primarily available to UK residents; we also offer Buy-to-Let mortgages to South African clients.

Are you an Investec Group client in South Africa?

Our Buy-to-Let mortgage also enables qualifying Investec Wealth & Investment and Private Banking clients in South Africa to buy residential property as an investment in the UK.

No assets under our management needed

You don’t need to be an existing Investec client, or have assets under management with us, to take out our Buy-to-Let mortgage. 

Ready to discuss your mortgage options?

If you earn a minimum of £300,000 a year, have a net worth in excess of £3m and want an exceptional mortgage service that is designed to suit your individual needs, get in touch.

Tel: +44 (0)20 7597 4050

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. 

 

We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. 

 

For further details as to how Investec uses personal data, please refer to our Data Protection Notice

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We will be in touch.

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