Investec non-resident mortgage
 

Non-Resident Mortgage

Whether you are living, working or are domiciled overseas, it doesn’t have to be a barrier to applying for a mortgage in the UK. If you call the UK home you could still benefit from the same flexible mortgage service that makes us a fresh alternative.

Minimum requirements

£300,000

Yearly earnings required to qualify

£3m

Net worth in order to be eligible

Your property may be repossessed if you do not keep up repayments on your mortgage.

Ready to discuss your mortgage options?

If you are looking to change your mortgage deal over to Investec, or have an existing mortgage with us and have a question, our team of dedicated private bankers can help with your enquiry.

Tel: +44 (0)20 7597 4050

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Individual interest rates

Individual interest rates

We offer a selection of fixed and variable rates. The actual rate available to you will depend upon your individual circumstances. Ask us for a personalised illustration.

Foreign currency income welcome

Foreign currency incomes welcome

We also consider income derived in a foreign currency or currencies. 

Foreign currency income welcome

Key features

  • Choice of terms and repayment types

    You can choose how you repay your Non-Resident Mortgage. Your options include:

    • Interest only, capital & interest or a combination of both.
    • Term of up to 25 years with no minimum.
  • Borrow up to 65%

    You can borrow up to 65% of the property value. We may even consider a higher percentage.

  • Flexible borrowing amount

    The amount you can borrow is flexible and based on your individual circumstances – starting from £250,000. Please ask us for further details.

  • Make overpayments

    You also have the freedom to make overpayments. Please note: an early repayment charge may apply.

Key features

Choice of terms and repayment types
Borrow up to 65%
Flexible borrowing amount
Make overpayments

You can choose how you repay your Non-Resident Mortgage. Your options include:

  • Interest only, capital & interest or a combination of both.
  • Term of up to 25 years with no minimum.

You can borrow up to 65% of the property value. We may even consider a higher percentage.

The amount you can borrow is flexible and based on your individual circumstances – starting from £250,000. Please ask us for further details.

You also have the freedom to make overpayments. Please note: an early repayment charge may apply.

Important information

Residency

The Non-Resident Mortgage is suitable if you are looking to buy a new home or remortgage an existing main residence from another bank or financial institution in England or Wales.

Minimum cash or assets under management

You need to have cash or assets under Investec management of at least £250,000 to apply for a Non-Resident Mortgage.

Discuss your mortgage options with a private banker

Fees and charges apply

To keep things simple, the same type of fees and charges apply to all our mortgages.

See a detailed breakdown of fees and charges that may apply >