Investec mortgages for private equity and city professionals
 

Private Equity and City Professionals Mortgage

Considering your full portfolio

Whether you’re buying a new home or remortgaging, everything we do is built around you and takes into account your full financial portfolio. Our aim is to find the best mortgage solution for your unique situation.

 

Minimum requirements

£300,000

Yearly earnings required to qualify

£3m

Net worth in order to be eligible

Your property may be repossessed if you do not keep up repayments on your mortgage.

Ready to discuss your mortgage options?

A mortgage to suit your situation

A mortgage to suit your situation

Whatever your existing financial arrangements, we like to think that no income structure is ever too complicated. We consider more than your salary, taking into account your bonus, co-invest, carried interest or even vesting stock when assessing your mortgage application.

Individual Interest Rates

Individual interest rates

We offer a selection of fixed and variable rates. The actual rate available to you will depend on your individual circumstances. Ask us for a personalised illustration.

Individual Interest Rates
No need to bank with us

No need to bank with us

You don’t need to have a portfolio of savings or investments with Investec to apply for our Private Equity & City Professionals Mortgage.

Key features

  • Choice of terms and repayment types

    You can choose how you repay your Private Equity & City Professionals Mortgage. Your options include:

    • Interest only, capital & interest or a combination of both.
    • Term of up to 25 years with no minimum.
  • Borrow up to 85%

    You can borrow up to 85% of the property value. We may even consider a higher percentage.

  • Flexible borrowing amount

    The amount you can borrow is flexible and based on your individual circumstances – starting from £250,000. Please ask us for further details.

  • Make overpayments

    You also have the freedom to make overpayments. Please note: an early repayment charge may apply.

Key features

Choice of terms and repayment types
Borrow up to 85%
Flexible borrowing amount
Make overpayments

You can choose how you repay your Private Equity & City Professionals Mortgage. Your options include:

  • Interest only, capital & interest or a combination of both.
  • Term of up to 25 years with no minimum.

You can borrow up to 85% of the property value. We may even consider a higher percentage.

The amount you can borrow is flexible and based on your individual circumstances – starting from £250,000. Please ask us for further details.

You also have the freedom to make overpayments. Please note: an early repayment charge may apply.

Important information

Property location

Investec Private Bank mortgages are only available for residential properties in England or Wales.

Residency

The Private Equity & City Professionals Mortgage is primarily available to UK residents. However, if you live, work or are domiciled overseas, it doesn’t have to be a barrier to applying for a mortgage in the UK. If you call the UK home you could still benefit from the same flexible mortgage service that makes us a fresh alternative.   

Foreign currency income welcome

We also consider income derived in a foreign currency or currencies. 

Fees and charges apply

To keep things simple, the same type of fees and charges apply to all our mortgages.

See a detailed breakdown of fees and charges that may apply >