Private Equity and City Professionals Mortgage

Considering your full portfolio

Man sitting working at a counter at home

Whether you’re buying a new home or remortgaging, everything we do is built around you and takes into account your full financial portfolio. Our aim is to find the best mortgage solution for your unique situation.


Minimum requirements


Yearly earnings required to qualify


Net worth in order to be eligible
Your property may be repossessed if you do not keep up repayments on your mortgage.

Ready to discuss your mortgage options?

If you earn a minimum of £300,000 a year, have a net worth in excess of £3m and want an exceptional mortgage service that is designed to suit your individual needs, get in touch.

Tel: +44 (0)20 7597 4050

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. 


We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. 


For further details as to how Investec uses personal data, please refer to our Data Protection Notice


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A mortgage to suit your situation
A mortgage to suit your situation

Whatever your existing financial arrangements, we like to think that no income structure is ever too complicated. We consider more than your salary as a city professional, taking into account your bonus, co-invest, carried interest or even vesting stock when assessing your Private Equity & City Professionals mortgage application.

Individual Interest Rates
Individual mortgage interest rates

We offer a selection of fixed and variable rate mortgages. The actual rate available to you will depend on your individual circumstances. Ask us for a personalised illustration.

No need to bank with us
No need to bank with us

You don’t need to have a portfolio of savings or investments with Investec to apply for our Private Equity & City Professionals mortgage.

Key features of our mortgage for professional

Choice of terms and repayment types

You can choose how you repay your Private Equity & City Professionals mortgage. Your options include:

  • Repayment and interest-only mortgages, or a combination of both. 
  • Term of up to 25 years with no minimum.

Borrow up to 85%

You can borrow up to 85% of the property value. We may even consider a higher percentage.

Flexible borrowing amount

The amount you can borrow is flexible and based on your individual circumstances – starting from £250,000. Please ask us for further details.

Make overpayments

You also have the freedom to make overpayments. Please note: an early repayment charge may apply.

Fees and charges apply

To keep things simple, the same type of fees and charges apply to all our mortgages.

See a detailed breakdown of mortgage fees and charges that may apply >

Important information

Property location

Investec Private Bank Private Equity & City Professionals mortgages are only available for residential properties in England or Wales.


The Private Equity & City Professionals mortgage is primarily available to UK residents. However, if you live, work or are domiciled overseas, it doesn’t have to be a barrier to applying for a mortgage in the UK. If you call the UK home you could still benefit from the same flexible mortgage service that makes us a fresh alternative.   

Foreign currency income welcome

We also consider income derived in a foreign currency or currencies.