Remortgaging your property

Residential property and BTL remortgages

high-end kitchen

Our remortgages are available for both buy-to-let and residential properties. Each mortgage is personalised to meet our clients’ needs, be it replacing an existing mortgage or a loan against your property.

£300,000

Minimum yearly earnings required to qualify

£3m

Net worth in order to be eligible

Your home may be repossessed if you do not keep up repayments on your mortgage.

Ready to discuss your mortgage options?

If you earn a minimum of £300,000 a year, have a net worth in excess of £3m and want an exceptional mortgage service that is designed to suit your individual needs, get in touch.

Tel: +44 (0)20 7597 4050

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. 

 

We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. 

 

For further details as to how Investec uses personal data, please refer to our Data Protection Notice

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Flexible assessment
Remortgage assessment

There is no requirement to have a portfolio of savings or investments with us to apply for a remortgage.

Individual intrest rates
Individual Interest Rate

We offer a selection of fixed and variable rates.The actual rate available will depend upon your individual circumstances. Please ask your dedicated private banker for a personalised illustration.

Key remortgage features

Flexible borrowing amount

Starting from £250,000, the amount we can lend is flexible based on your individual circumstances. We take into account your entire income structure, including bonuses, carried interest, company cash flow and foreign currency.

 

If you’re looking to take out a mortgage against property, we can offer you a personalised residential property or buy-to-let remortgage tailored to your specific requirements.

Choice of terms and mortgage repayment types

Repayment and interest-only mortgages, or a combination of both.

Term of up to 25 years with no minimum.

Borrow up to 85%

With our mortgage against property offering, borrow up to 85% of the property value. We may even

consider a higher percentage.

Make overpayments

The freedom to make overpayments. An early repayment charge may apply.

Fees and charges apply

To keep things simple, the same type of fees and charges apply to all our mortgages.

See a detailed breakdown of fees and charges that may apply >

Important remortgaging information

Property location

Investec Private Bank mortgages are only available for residential properties in England or Wales.

Residency

The Residential mortgage is primarily available to UK residents.

If you live, work or are domiciled overseas, it doesn’t have to be a barrier to applying for a mortgage in the UK. If you call the UK home you can still benefit from the same flexible mortgage service that makes us a fresh alternative.

 

Ready to discuss your mortgage options?

If you earn a minimum of £300,000 a year, have a net worth in excess of £3m and want an exceptional mortgage service that is designed to suit your individual needs, get in touch.

Tel: +44 (0)20 7597 4050

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. 

 

We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. 

 

For further details as to how Investec uses personal data, please refer to our Data Protection Notice

Sending...

Please complete all required fields before sending.

Thank You

We will be in touch.

Sorry there seems to be a technical issue