Individually tailored to you
If you’re looking for a mortgage on your own terms, our Residential mortgage is built to be as unique as you are. It combines clear features and full flexibility.
Yearly earnings required to qualify
Net worth in order to be eligible
Your home may be repossessed if you do not keep up repayments on your mortgage.
Ready to discuss your mortgage options?
If you are looking to change your mortgage deal over to Investec, or have an existing mortgage with us and have a question, our team of dedicated private bankers can help with your enquiry.
Tel: +44 (0)20 7597 4050
Your mortgage, your way
No matter how complex your situation might seem, our Residential mortgage could be the perfect fit. Our straightforward application process lets you choose your repayment type, the length of your mortgage term, and the amount you borrow.
Individual interest rates
We offer a selection of fixed and variable rates. The actual rate available to you will depend upon your individual circumstances. Ask us for a personalised illustration.
No need to bank with us
You don’t need to have a portfolio of savings or investments with us to apply for an Investec Residential mortgage.
Foreign currency income welcome
We also consider income derived in a foreign currency or currencies.
Fees and charges apply
To keep things simple, the same type of fees and charges apply to all our mortgages.
Investec Private Bank mortgages are only available for residential properties in England or Wales.
The Residential mortgage is primarily available to UK residents.
However, if you live, work or are domiciled overseas, it doesn’t have to be a barrier to applying for a mortgage in the UK. If you call the UK home you can still benefit from the same flexible mortgage service that makes us a fresh alternative.