Revolving Mortgage

Flexible mortgage borrowing

Woman sitting at a table in her house with dog at her feet

Unlock the equity in your main home with our Revolving mortgage. Unlike conventional mortgages, you have the freedom to access additional funds whenever you need to.

Minimum revolving loan requirements


Yearly earnings required to qualify


Net worth in order to be eligible

Your property may be repossessed if you do not keep up repayments on your mortgage.

Ready to discuss your mortgage options?

If you earn a minimum of £300,000 a year, have a net worth in excess of £3m and want an exceptional mortgage service that is designed to suit your individual needs, don’t hesitate to get in touch.

Tel: +44 (0)20 7597 4050

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. 


We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. 


For further details as to how Investec uses personal data, please refer to our Data Protection Notice


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Draw funds whenever it suits you
Feeling like your hands are tied?

Do you want to be able to draw down funds whenever it suits you, instead of feeling your money is out of your reach and all tied up in your primary property? Perhaps you want to to buy, refinance or refurbish your home, or even free up some money to buy other assets?

A flexible loan
A flexible revolving loan

Unlike a traditional mortgage, our Revolving Mortgage gives you access to a secured and highly flexible line of credit, as and when you need extra funds. You choose how much you borrow, the length of your mortgage term and type of repayments.

Unlimited access
Unlimited access

You have the freedom to make multiple withdrawals up to your approved limit so you can unlock your funds whenever you want. You can also make unlimited mortgage repayments at any time without any early repayment charges.

Key revolving mortgage features

Individual interest rates

The actual rate available to you will depend upon your individual circumstances. Ask us for a personalised illustration.

Terms and repayment type

Revolving mortgages are offered on an interest only basis, and there is no minimum term. You can choose terms up to a maximum of 10 years.

Flexible mortgage borrowing amount

The amount you can borrow is flexible and based on your individual circumstances – starting from £250,000. Please ask us for further details.

Fees and charges apply

To keep things simple, the same type of fees and charges apply to all our mortgages.

See a detailed breakdown of fees and charges that may apply

Important Information

Revolving mortgages at Investec

Discover the details about Investec Private Bank Revolving mortgages here >

Property location

Our Revolving mortgage is available for residential properties in England or Wales.


Our Revolving mortgage is primarily available to UK residents.

If you live, work or are domiciled overseas, it doesn’t have to be a barrier to applying for a mortgage in the UK. If you call the UK home you could still benefit from the same flexible mortgage service that makes us a fresh alternative. 

No assets under our management needed

You don’t need to be an existing Investec client, or have assets under managed with Investec, to take out our Revolving mortgage.