What is an Assessment of Value?

An assessment of value (also known as a value assessment) is a review of a financial product's costs and benefits to ascertain whether it provides good value for customers. This assessment is carried out on a regular basis to ensure that the product remains good value over time.

What's outlined in an Assessment of Value?

The assessment of value takes into account a range of factors, including: A product's charges A product's performance A product's features The level of service provided Whether the product is meeting the needs of its target market Whether the product is delivering good outcomes for customers

How are Assessments of Value submitted?

We make the results of our assessments of value available via this webpage.

How often are Assessments of Value updated?

The frequency with which the FCA requires firms like ours to update our assessments of value varies depending on the type of product in question, but Investec carries out an assessment of value for each product/proposition at least once a year.

What happens if a product is found not to provide value?

If we identify an issue with a product's value, we will take steps to address those issues and improve the product's value for customers.

Value assessments

Downloads for our products and propositions and the value they offer

The Financial Conduct Authority (FCA) asks us to assess the value of our products and propositions - known as an Assessment of Value, or a Value Assessment. Assessing value is much more than just looking at the fees which our clients pay or the performance of an investment portfolio in isolation. Our assessments report on four Consumer Duty outcomes:

Do consumers pay a price for products and services that represent fair value?
Are consumers sold and receive products and services that have been designed to meet their needs and objectives?
Do consumers receive good customer support as expected?
Is consumer understanding increased through documentation, use of language and transparency?

The reports will support the due diligence requirements of advisers, and the processes we have in place to embed the new rules, enabling you to produce your own Assessments of Value. All other supporting documentation such as factsheets, due diligence documents and target market information will continue to be available to advisers as required.

Access a report on each of our products and propositions and the value they offer below.

We encourage you to contact us with any queries regarding Consumer Duty, by writing to us at IntermediaryServices@investecwin.co.uk or by speaking to your Investec Business Development Director or Investment Manager.