Buy-to-let Mortgages

For Intermediaries working with high net worth clients

Our Buy-to-let Mortgage is a flexible and highly personalised solution. We custom build and if required, take into account your client’s rental income and wealth, as well as the value of the mortgaged property and the income it generates.

Client eligibility


Minimum annual earnings of £300,000 required to qualify

UK resident

Key features

We understand that your clients have unique circumstances, which is why we’ve made it simple to choose a repayment type, the length of term and the borrowing amount.

Tailored terms and repayment types

  • Interest only, capital and interest or a mixture of both
  • Term of up to 15 years on any repayment type

Flexible borrowing amount

  • Flexible repayment options
  • Minimum amount your client can borrow is £250,000
  • We lend up to £10 million and may consider higher

Borrow up to 70% LTV

  • Borrow up to 70% of the property value depending on client circumstances

Rates and overpayments

  • Fixed rates availble for 2,3,4,5 and 10 years
  • Lifetime variable rate is also available
  • We also accept overpayments (fees may apply)
Buy to let mortgage

Important information

Property location

Investec Private Bank mortgages are currently only available for residential properties in England and Wales.


Our mortgages are primarily available to UK residents. However, if you live, work or are domiciled overseas, it doesn’t have to be a barrier to applying for a mortgage in the UK. If you call the UK home you can still benefit from the same flexible mortgage service that makes us a fresh alternative.

Are you an Investec client in South Africa?

Our Buy-to-let Mortgage also enables qualifying Investec Wealth & Investment and Private Banking clients in South Africa to buy residential property as an investment in the UK.

No assets under our management needed

You don’t need to be an existing Investec client, or have assets under management with us to take out our Buy-to-let Mortgage. 

Take the next step

Ready to talk to our specialist intermediary team?