Re-mortgaging

home interior

We offer Remortgaging for both buy-to-let and residential properties, and each one can be tailored to your client’s needs, whether that’s to replace an existing mortgage or a loan against your property.

Features and benefits

Flexible assessment
Easy assessments

It’s easier than you think to take out a mortgage with us. Your client doesn't need to have a portfolio of savings or investments with us to apply for an Investec Residential or Buy-to-let mortgage.

Individual intrest rates
Individual Interest Rate

Our rates can be fixed or variable, depending on your client’s individual circumstances, and we have an attractive selection to choose from. Ask us for a customised quote.

Want to hear more?

Our team of private bankers can give you expert guidance on the best options for your client, whatever their circumstances.

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. 

 

We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. 

 

For further details as to how Investec uses personal data, please refer to our Data Protection Notice

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Need-to-know Investec Re-remotgage

Flexible borrowing amount

The amount we can lend is flexible based on your client’s circumstances, and starts from £250,000. We take into account each client’s entire income structure, including bonuses, carried interest, company cash flow and foreign currency. 

For clients looking to take out a mortgage against a property, we can offer a personalised residential property or buy-to-let remortgage tailored to their specific requirements.

Choice of terms and mortgage repayment types

Repayment or interest-only mortgage? Or a combination of both? We offer terms of up to 25 years with no minimum.

Borrow up to 85%

Your clients can borrow up to 85% of the property value as standard, and we may also consider a higher percentage

Overpayments accepted

Residential mortgage clients have the freedom to make overpayments. Fees may apply

Important remortgaging information

Property location

Investec Private Bank mortgages are only available for residential properties in England or Wales.

Residency

The Residential mortgage is primarily available to UK residents.

If you live, work or are domiciled overseas, it doesn’t have to be a barrier to applying for a mortgage in the UK. If you call the UK home you can still benefit from the same flexible mortgage service that makes us a fresh alternative.

 

Client criteria

£300k

Minimum yearly earnings required to qualify

£3m

Net worth in order to be eligible
Want to discuss your client’s options for remortgaging? Take a look at our comprehensive FAQs, or get in touch with our experienced private bankers for help and guidance.  

Ready to discuss a Remortgage for your client?

If your client earns a minimum of £300,000 a year and has a net worth of £3m, they could be eligible for an Investec Private Bank Remortgage. We can offer answers and expert guidance quickly.

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. 

 

We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. 

 

For further details as to how Investec uses personal data, please refer to our Data Protection Notice

Sending...

Please complete all required fields before sending.

Thank You

We will be in touch.

Sorry there seems to be a technical issue