Residential Mortgages

For Intermediaries working with high net worth clients

Main residence mortgage
Main residence mortgage
Our Residential Mortgage range provides bespoke products, combining clear features and flexibility for even the most complex situations. Our broad range of repayment and rate types can be secured against multiple securities.

Client eligibility


Minimum annual earnings of £300,000 required to qualify

UK resident

Key features

We understand that your clients have unique circumstances, which is why we’ve made it simple to choose a repayment type, the length of term and the borrowing amount.

Tailored terms and repayment types

  • Interest-only, capital and interest, or a mixture of both (up to 4 parts)
  • Term of up to 35 years for capital and interest repayment
  • Terms of up to 25 years for interest-only
  • Term of up to 2 years for build-to-own

Flexible borrowing amount

  • Flexible repayment options including a Revolving Mortgage
  • Minimum amount your clients can borrow is £250,000
  • We typically lend up to £10m and we may consider higher

Borrow up to 95% LTV

  • Borrow up to 95% of the property value depending on client circumstances
  • 85% LTV on interest-only mortgages

Rates and overpayments

  • Fixed rates available for 2,3,4,5 and 10 years.
  • Lifetime variable rate is also available
  • We also accept overpayments (fees may apply)
Main Residence

Important information

Property location

Residential Mortgages are only available for residential properties in England or Wales.


Our mortagages are primarily available to UK residents. However, if your client lives, works or are domiciled overseas, it doesn’t have to be a barrier to applying for a mortgage in the UK. If you call the UK home you can still benefit from the same flexible mortgage service that makes us a fresh alternative

Take the next step

Ready to talk to our specialist intermediary team?