Revolving Mortgages

For Intermediaries working with high net worth clients

Revolving mortgage
Revolving mortgage
Our Revolving Mortgages are flexible and provides your client with liquidity as and when they need it. Interest is paid on the amount drawn only, and we don't have early repayment charges.

Client eligibility


Minimum annual earnings of £300,000 required to qualify

UK resident

Key features

We understand that your clients have unique circumstances, which is why we’ve made it simple to choose a repayment type, the length of term and the borrowing amount.

Tailored terms and repayment types

  • Interest-only mortgage
  • Borrow up to 75% of the property value
  • Maximum term of 10 years

Flexible borrowing amount

  • Minimum amount your client can borrow is £250,000
  • We typically lend up to £10m and we may consider higher

Rates and overpayments

  • There are no early repayment charges for your client on Revolving Mortgages
  • Our Revolving Mortgage offers variable lifetime tracker rates
Revolving Mortgage

Important information

Property location

The Investec Private Bank Residential Mortgages is only available for residential properties in England or Wales.


The Residential Mortgage is primarily available to UK residents. However, if you live, work or are domiciled overseas, it doesn’t have to be a barrier to applying for a mortgage in the UK. If you call the UK home you can still benefit from the same flexible mortgage service that makes us a fresh alternative.

Take the next step

Ready to talk to our specialist intermediary team?