Buy-to-Let Mortgage

For Intermediaries


We understand that your clients have unique circumstances, which is why we’ve made it simple to choose a repayment type, the length of term and the borrowing amount.


Our Buy-to-Let mortgage is a flexible and highly personalised solution. We custom build and if required, take into account your client’s rental income and wealth, as well as the value of the mortgaged property and the income it generates.

Client criteria


Minimum yearly earnings required to qualify

UK resident

If a non UK resident you can contact one of our business development managers

Features and benefits

Commission fees and charges
Choice of terms and repayment types
  • Interest only, capital and interest or a mixture of both

  • Term of up to 15 years on any repayment type

Commission fees and charges
Flexible borrowing amount
  • Flexible repayment options

  • Minimum amount your client can borrow is £250,000

  • We typically lend up to £10m and we may consider higher

Interest rate
Borrow up to 70% LTV
  • Borrow up to 70% of the property value depending on client circumstances

Rates and overpayments
  • Fixed rates availble for 2,3,4,5 and 10 years

  • Lifetime variable rate is also available

  • We also accept overpayments (fees may apply)


Not sure if your client is eligible? Search our FAQs for more information on our entire mortgage range, or get in touch with one of our private bankers for expert help.

Request a call back

To learn more about our mortgages, request a call back or give us a call today.

Tel: +44 (0)20 7597 4053

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. 


We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. 


For further details as to how Investec uses personal data, please refer to our Data Protection Notice


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Important Information

Property location

Investec Private Bank mortgages are currently only available for residential properties in England and Wales.


Our mortgages are primarily available to UK residents. However, if you live, work or are domiciled overseas, it doesn’t have to be a barrier to applying for a mortgage in the UK. If you call the UK home you can still benefit from the same flexible mortgage service that makes us a fresh alternative.

Are you an Investec client in South Africa?

Our Buy-to-let Mortgage also enables qualifying Investec Wealth & Investment and Private Banking clients in South Africa to buy residential property as an investment in the UK.

No assets under our management needed

You don’t need to be an existing Investec client, or have assets under management with us to take out our Buy-to-let Mortgage. 

For all intermediary enquiries please call +44 (0)20 7597 4053