We understand that your clients have unique circumstances, which is why we’ve made it simple to choose a repayment type, the length of term and the borrowing amount.
Our Buy-to-Let mortgage is a flexible and highly personalised solution. We custom build and if required, take into account your client’s rental income and wealth, as well as the value of the mortgaged property and the income it generates.
Minimum yearly earnings required to qualify
If a non UK resident you can contact one of our business development managers
Features and benefits
Choice of terms and repayment types
Interest only, capital and interest or a mixture of both
Term of up to 15 years on any repayment type
Flexible borrowing amount
Flexible repayment options
Minimum amount your client can borrow is £250,000
We typically lend up to £10m and we may consider higher
Borrow up to 70% LTV
Borrow up to 70% of the property value depending on client circumstances
Rates and overpayments
Fixed rates availble for 2,3,4,5 and 10 years
Lifetime variable rate is also available
We also accept overpayments (fees may apply)
Not sure if your client is eligible? Search our FAQs for more information on our entire mortgage range, or get in touch with one of our private bankers for expert help.
Get in touch
Property locationInvestec Private Bank mortgages are currently only available for residential properties in England and Wales.
ResidencyOur mortgages are primarily available to UK residents. However, if you live, work or are domiciled overseas, it doesn’t have to be a barrier to applying for a mortgage in the UK. If you call the UK home you can still benefit from the same flexible mortgage service that makes us a fresh alternative.
Are you an Investec client in South Africa?
Our Buy-to-let Mortgage also enables qualifying Investec Wealth & Investment and Private Banking clients in South Africa to buy residential property as an investment in the UK.