Investec for Intermediaries

Mortgage Builder

Whether your client is buying a new home, investing in residential property or building their dream house, we can work with you to find a flexible solution. We’re specialists in catering to the complex financial profiles of high net worth individuals.

 

For an indication of our wide range of rates, terms and repayment options, you can enter your client’s requirements into the mortgage calculator below. While we find algorithms like this very useful, they’re not always flexible, so if you’d prefer to talk to a human about your client, why not give us a call? 

Client criteria

£300,000

Minimum annual income requirement

UK resident

If your client is not a UK resident, please contact one of our business development managers.

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Tell us more about your client

In what capacity is your client borrowing?

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What type of mortgage is your client looking for?

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What is the estimated value of the property and how much does your client want to borrow?

Estimated Property Value

The estimated value of the property that your client is looking to purchase or re-mortgage

£

Loan amount

The amount your client would like to borrow

£ {[(name.loanPercentage/100)*name.propVal | number:0]} at a {[name.loanPercentage]}% Loan to Value

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Please enter a loan amount higher than £250 000

Tell us how your client would like to structure their repayments

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Tell us how your client would like to structure their repayments

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Loan size
£ {[mps.loanSize | number:0]}
Add repayment

Please adjust the amounts before adding another repayment type.

Tell us how you would like to structure your repayments?

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Your client's mortgage

Based on the intial information you have entered, this is what your client's mortgage could look like.

Property Value

£ {[name.propVal | number:0]}

Loan Term

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Loan Size

£ {[loanSize | number:0]}

Low Start Term

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Fixed rate reverts to Investec Bank Base Rate tracker according to LTV (variable rate). Rates illustrated are subject to circumstances.

Fixed period

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Rate

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Your client's rate will track Investec Bank Base Rate for the lifetime of thier mortgage

Variable rate

Rate will move in-line with market changes*

Rate

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Over payment limits

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Can fees be added to the loan

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Early repayment charge period

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Borrow back

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Your client's mortgage

Property Value

£ {[name.propVal | number:0]}

Loan Size

£ {[loanSize | number:0]}

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Loan size £ {[final.loanSize | number:0]}

Loan term Maximum {[final.maxLoanTerm]} years {[selectedLoanTerm]} years
Low Start Term Maximum {[final.lowStartMax]} years {[lowStartTerm]} years

{[final.rate]} Rate Period Maximum{[maxFixedTerm]} years Rate will move in-line with market changes*

Rate {[final.rates]}%

Over payment limits {[final.overPayment]}

Can fees be added to the loan {[final.addedFees]}

Early repayment charge period {[final.ERC]} years {[final.ERC]} years

Early repayment charge period None

Borrow back {[final.borrowBack]}

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Loan size £ {[ft.loanSize | number:0]}

Loan term Maximum {[ft.maxLoanTerm]} years {[selectedLoanTerm]} years
Low Start Term Maximum {[ft.lowStartMax]} years {[lowStartTerm]} years

{[ft.rate]} Rate Period Maximum {[maxFixedTerm]} years Rate will move in-line with market changes*

Rate {[ft.rates]}%

Over payment limits {[ft.overPayment]}

Can fees be added to the loan {[ft.addedFees]}

Early repayment charge period {[ft.ERC]} years {[ft.ERC]} years

Early repayment charge period None

Borrow back {[ft.borrowBack]}

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If you have any questions or an intermediary enquiry please call +44 (0)20 7597 4053

 

Our mortgage range

Buy-to-let Mortgage

Our Buy-to-let Mortgage is focused on clients looking to buy or remortgage a residential investment property, it is a flexible and highly customisable solution which is not just based on rental cover.

 

The mortgage comes with bespoke terms, flexible rates and no assets under management required.

Residential Mortgage

If you’re looking for a mortgage on your client's terms, our Residential Mortgage is built to be as unique as your client ensuring they get exactly what they need when it comes to buying or remortgaging their home.

Revolving Mortgages

Our Revolving Mortgage is secured against your client’s primary residence to allow access to funds, up to an approved limit, as and when required.

 

Your client will only be charged on the amount drawn down, there are no early repayment charges and they are given the flexibility to draw down funds for buying, refinancing or refurbishing property.