Revolving Mortgage

For Intermediaries

Revolving mortgage
Revolving mortgage

We understand that your clients have unique circumstances, which is why we’ve made it simple to choose a repayment type, the length of term and the borrowing amount.


Our revolving mortgages are flexible and provides your client with liquidity as and when they need it. Interest is paid on the amount drawn only, and do not have any early repayment charges.

Client criteria


Minimum yearly earnings required to qualify

UK resident

If a non UK resident you can contact one of our business development managers

Features and benefits

Interest rate
Repayment type and choice of terms
  • Interest-only mortgage

  • Borrow up to 75% of the property value

  • Maximum term of 10 years

Interest rate
Flexible borrowing amount
  • Minimum amount your client can borrow is £250,000

  • We typically lend up to £10m and we may consider higher

Commission fees and charges
Rates and overpayments
  • There are no early repayment charges for your client on Revolving Mortgages

  • Our Revolving Mortgage offers variable lifetime tracker rates


Not sure if your client is eligible? Search our FAQs for more information on our entire mortgage range, or get in touch with one of our private bankers for expert help.

Let’s talk

Interested in our Revolving Mortgage? Request a callback or get in touch today to discuss options.

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. 


We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. 


For further details as to how Investec uses personal data, please refer to our Data Protection Notice


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Revolving Mortgage requirements

Property location

The Investec Private Bank Residential Mortgages is only available for residential properties in England or Wales.


The Residential Mortgage is primarily available to UK residents.

However, if you live, work or are domiciled overseas, it doesn’t have to be a barrier to applying for a mortgage in the UK. If you call the UK home you can still benefit from the same flexible mortgage service that makes us a fresh alternative.