Working capital

The Investec Flexible Trading Account is a simple, comprehensive solution that can be adapted to meet the specific needs of your business, allowing you to plan more effectively while reducing the complexity and administrative burden of dealing with multiple departments of a conventional bank.

The account is built around our Intelligent Cashflow digital platform which integrates seamlessly with your finance system, putting you in control of your working capital in real-time.

The account includes a revolving credit facility option which can be used to generate cash to pay suppliers early and to finance your stock before it turns into invoices. If your suppliers are overseas, we can help to ensure you have an appropriate hedging strategy, even making payments directly in the local currency.

You can also opt to utilise a fixed-term advantage loan for one-off expenses like upgrading your property or purchasing capital items. All of this within one overall facility, delivered with minimum fuss and with one point of contact.

Your dedicated and experienced relationship manager will help you to decide which options are right for your needs, building a lasting partnership based on true collaboration.

Each account manager has a limited number of clients, meaning they can develop an in-depth understanding of your business and your specific requirements.