Private Bank deposit accounts

The Investec Access is a same day access account, paying interest on amounts over £25,000.

Current rates:

£0.00 - £24,999: 0.00% Gross p.a./AER*

£25,000+: 0.25% gross p.a./AER*

Interest is calculated daily and paid on a monthly basis.

Investec can change the interest rate.

If the change is in your favour, we will notify you within 30 days of the change.

If the change is not in your favour, we will provide 60 days’ prior notice  and valid reasons for making the change. Please refer to the specific terms and conditions of the account for more details.

After 12 months (non leap year), at current interest rates an initial deposit of £1,000,000 would accumulate interest of £2,502.87. This would provide a final balance of £1,002,502.87.

If at any time the balance falls below £25,000 a reduced interest rate of 0.00% gross p.a./AER* would apply.

This example is illustrative only and is based on the assumption that the initial deposit does not change throughout the period, there are no changes to the rate and interest is paid back onto the Investec Access Account on a monthly basis.

This account is only available to Investec Private Bank clients.

Only amounts of £25,000 or over will earn interest.

There is no maximum balance limit although Investec Bank plc may impose limits at its discretion.

This account can be managed via Investec Online or over the telephone.

Direct debits and standing orders can be set up on this account.

Interest will be paid without tax being deducted from 6 April 2016. Your tax treatment of the interest receipt will depend on your individual circumstances and if you have any specific tax questions, you should seek professional tax advice.  Alternatively, further guidance can be found on the HMRC website.

Please note that your tax treatment may be subject to change in the future.

The Specialist Access is a same day access account, paying interest on amounts over £25,000.

Current rates:

£0.00 - £24,999: 0.00% Gross p.a./AER*

£25,000+: 0.05% gross p.a./AER*

Interest is calculated daily and paid on a monthly basis.

Investec can change the interest rate.

If the change is in your favour, we will notify you within 30 days of the change.

If the change is not in your favour, we will provide 60 days’ prior notice and valid reasons for making the change. Please refer to the specific terms and conditions of the account for more details.

After 12 months (non leap year), at current interest rates an initial deposit of £1,000,000 would accumulate interest of £500.11. This would provide a final balance of £1,000,500.11.

If at any time the balance falls below £25,000 a reduced interest rate of 0.00% gross p.a./AER* would apply.

This example is illustrative only and is based on the assumption that the initial deposit does not change throughout the period, there are no changes to the rate and interest is paid back onto the Specialist Access Account on a monthly basis.

This account is only available to Investec Private Bank clients.

There is no minimum balance requirement. Only amounts of £25,000 or over will earn interest.

There is no maximum balance limit although Investec Bank plcmay impose limits at its discretion.

This account is viewable via Investec Online and can be managed over the telephone.

Direct debits and standing orders cannot be set up on this account.

Interest will be paid without tax being deducted from 6 April 2016. Your tax treatment of the interest receipt will depend on your individual circumstances and if you have any specific tax questions, you should seek professional tax advice.  Alternatively, further guidance can be found on the HMRC website.

Please note that your tax treatment may be subject to change in the future.

The Three Month Reserve Account is a 3 month notice account, paying one rate of interest on funds up to £1m and another rate for any portion of your funds over this amount as below.

Current rates:

£0.01 - £1m: 1.00% Gross p.a./AER*

£1m+: 0.05% gross p.a./AER*

Interest is calculated daily and paid on a monthly basis.

Investec can change the interest rate.

If the change is in your favour, we will notify you within 30 days of the change.

If the change is not in your favour, we will provide a minimum of 60 days’ prior notice and valid reasons for making the change. Please refer to the specific terms and conditions of the account for more details.

This account is only available to Investec Private Bank UK clients.

There is no minimum balance requirement.

This account can be managed via Investec Online or over the telephone.

Direct debits and standing orders cannot be set up on this account.

Interest will be paid without tax being deducted from 6 April 2016. Your tax treatment of the interest receipt will depend on your individual circumstances and if you have any specific tax questions, you should seek professional tax advice.  Alternatively, further guidance can be found on the HMRC website.

Please note that your tax treatment may be subject to change in the future.

Interest rates change on a daily basis and vary depending on the term you request and the amount to be deposited.

Rates are available by contacting Investec Private Bank.

Specific rates will be communicated to you prior to booking and acceptance of the deposit terms and conditions.

Interest is calculated daily and can be paid on a monthly or annual basis.

A fixed term deposit is only available to Investec Private Bank clients.

The minimum balance is £25,000.There is no maximum balance limit although Investec Bank plc may impose limits at its discretion.

Deposits are viewable via Investec Online and can be managed over the telephone.

This account is only available to Investec Private Bank clients.

There is no minimum balance requirement.

Any portion of balance over £5,000,000 will receive a lower interest rate.

This account can be managed via Investec Online or over the telephone.

This is a Fixed Term Deposit account, with no early withdrawals permitted.

Fixed Term Deposits are opened with an Investec fee-free E-asy Access account into which interest can be paid and deposits can mature.

Direct debits and standing orders cannot be set up on this account.

Interest will be paid without tax being deducted from 6 April 2016. Your tax treatment of the interest receipt will depend on your individual circumstances and if you have any specific tax questions, you should seek professional tax advice.  Alternatively, further guidance can be found on the HMRC website.

Please note that your tax treatment may be subject to change in the future.