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How the FSCS protects your money

The FSCS is the body which gives you protection up to £85,000 if your bank, building society or credit union goes out of business.


Does the FSCS cover investments?

The FSCS can pay up to £85,000 per person per authorised firm if the firm concerned has failed and cannot return your investments or money owed, and you lose money because of:

  • bad or misleading investment advice 
  • negligent management of investments 
  • misrepresentation, or 
  • fraud. 

The FSCS does not pay compensation if your investment does not perform as well as you hoped. 


More information and help

The brochures below go into more detail about how the scheme works. 

You can call the FSCS on 0800 678 1100, or visit their website at

Investec's Financial Services registration number: 172330 



Download the FSCS leaflet PDF 868.77 KB

Investec Wealth & Investment (UK) is a trading name of Investec Wealth & Investment Limited which is a subsidiary of Rathbones Group Plc. Investec Wealth & Investment Limited is authorised and regulated by the Financial Conduct Authority and is registered in England. Registered No. 2122340. Registered Office: 30 Gresham Street. London. EC2V 7QN.