Planning your financial future, and how to get there
5 min read
Change can come at any time in your life and can take many forms: receiving an inheritance; selling your business; the arrival of your children or grandchildren; or making the big step into retirement. Whichever situation you find yourself in, it’s important to make the right choices to achieve the best long-term outcomes for everyone.
In all the excitement of opening a new chapter in your life it can be difficult to focus on making financial decisions. That's why the support of a trusted and experienced Financial Planner is crucial at such times. We help you take stock of your personal and financial situation and move forward in the right direction, confident that you and your loved ones are looked after and provided for.
* University of Virginia and Purdue University, 2018
It is often the case that coming into an inheritance brings as many pressures as it does benefits. As well as feeling conflicting emotions, you may find yourself bewildered by the number of financial decisions that a windfall presents. Our experienced Financial Planners will guide you through the options and ensure that your new wealth works in your best interests.
For successful entrepreneurs, the sale of your business can prompt mixed emotions. The genuine sense of achievement can be tempered with a feeling of loss and lack of direction. While you explore options for your next challenge, our team will help you invest the proceeds from your exit to preserve and grow your wealth.
Divorce, widowhood and long-term illness are among the most devastating and stressful events in life. It can be hard to concentrate on important financial issues when you are feeling upset and bereft. Our Financial Planners can support you during these difficult times, helping you plan for a sound financial future and letting you move on with life.
Whether positive or negative, the stresses and challenges of coping with major life changes can leave you feeling adrift and bewildered. Our Financial Planners understand how change can affect you and know that clear processes can be very helpful in making sense of your changed world. They will take you through our planning process so that your new goals and needs are fully addressed financially. Here’s how it works.
Understanding your situation
You play the key role in the Financial Planning process; we will take the time to discuss what your current financial position is and ultimately what you want out of life. Once we fully understand you only then will we put a plan in place to set you on the path to achieve this.
Determining what you need to do
Once we have a clear understanding of what your circumstances are, we will work with you to prepare a sensible plan that captures all your ambitions and prioritises your needs.
Putting your plan into action
When we have determined how best to structure your finances to meet your objectives, we will put your plan into action and set you on the path of working towards your goals.
Continually reviewing it
We will then stay beside you on your journey, making any necessary adjustments to your plan as the economic environment, your circumstances, or your goals change. It is very much an ongoing process, focused on helping you use your available resources to get what you want out of life.
Since embarking on our investment journey, Christopher and the wider Financial Planning team have supported us in building a financial plan to provide us with an income in retirement and inheritance tax planning.
5 min read
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Investec Wealth & Investment (UK) is a trading name of Investec Wealth & Investment Limited which is a subsidiary of Rathbones Group Plc. Investec Wealth & Investment Limited is authorised and regulated by the Financial Conduct Authority and is registered in England. Registered No. 2122340. Registered Office: 30 Gresham Street. London. EC2V 7QN.