Could you improve your tax efficiency?
02 March 2022
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5 min read
Investec Wealth & Investment (UK) is now part of Rathbones Group Plc. Find out what this means.
Please note the minimum relationship value for a DPIP portfolio service is £250k. Charges can be found here.
Why choose Investec
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In-depth research
Receive support from one of the largest and most established research teams in the UK. Our analysts work closely with our experienced investment managers.
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Complete flexibility
With multiple portfolio solutions based on your risk tolerance, you can benefit from a flexible plan that meets your investment goals.
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Pre-approved funds
Your initial and ongoing investment is into pre-approved funds that provide electronic data feeds directly to Deloitte’s monitoring team.
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Local experts, global expertise
With 15 offices around the UK, all manned by staff who fully understand our DPIP service, you will receive help and advice from a local adviser who understands your needs and challenges.
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A genuine, dedicated relationship
Benefit from an expert that truly understands your financial goals and priorities, as well as your career and your life plans beyond it. Our people bring themselves, their experience and their initiative to their work.
Our six pre-approved DPIP funds
Low Risk Growth
Long Term Strategy - CPI+1%
Comparative Performance Data - ARC Cautious
A lower risk portfolio designed to preserve capital value, with a minimum investment time horizon of three years.
It invests in a wide range of collective investments across the main asset classes, to diversify exposure to global markets. The portfolio has a target volatility that is 30% of the UK equity market.
Low/Medium Risk Growth
Long Term Strategy - CPI+2%
Comparative Performance Data - ARC Balanced
This portfolio is designed for clients looking for capital appreciation with an investment time horizon of more than three years.
The portfolio invests in a blend of UK and international equities, bonds and other asset classes and targets volatility that is 45% of the UK equity market.
Medium Risk Income
Long Term Strategy - CPI+2.5%
Comparative Performance Data - ARC Balanced
A medium risk portfolio designed for clients looking for a reasonable level of income, with a minimum investment time horizon of five years.
The portfolio consists of a diversified combination of investment vehicles and asset classes, with bond funds typically prominent
Medium Risk Growth
Long Term Strategy - CPI+2.5%
Comparative Performance Data - ARC Steady Growth
A medium risk portfolio designed for clients looking for capital appreciation, with a minimum investment time horizon of five years.
It invests in a wide range of collective investments across the main asset classes, to diversify exposure to global markets, but with increased investment in UK and International equities. The portfolio has a target volatility that is 60% of the UK equity market
Medium/High Risk Growth
Long Term Strategy - CPI+3%
Comparative Performance Data - ARC Equity Risk
A medium/high risk portfolio designed for clients looking to achieve capital appreciation with a minimum investment time horizon of five years.
It invests in a wide range of collective investments across the main asset classes, to diversify exposure to global markets, but with increased investment in UK and International equities. The portfolio has a target volatility that is 75% of the UK equity market.
High Risk Growth
Long Term Strategy - CPI+3.5%
Comparative Performance Data - ARC Equity Risk
A high risk portfolio designed for longer-term investors looking for capital appreciation with a minimum time horizon of seven years.
Primarily invested in UK and International equities, the mandate has a target volatility of 90% of the UK equity market.
Achieve your goals by drawing on a personal financial planning service that is tailored to your needs.
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Build a plan for you
Planning your financial future is important for your security and peace of mind. Whether building a financial plan with you from the start, or reviewing your arrangements, we can give you expert and impartial advice that can help you meet your goals.
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Comprehensive advice
Receive personalised financial advice and recommendations. These are based solely on what is best for you, looking at the products and services across the markets in which we operate.
Our Financial Planning services
Financial Review
The first step to realising your long and short-term financial ambitions is to take stock of your situation. We can help you carry out a full review of your finances, before creating a personal financial plan to achieve your life goals.
Retirement Planning
You look forward to spending your time the way you want to when you retire, and it is essential to have enough funds to do that. We help you create a flexible plan to make sure you can enjoy yourself in later life and still look after your family.
Estate Planning
After a lifetime of hard work, you are likely to want to protect your wealth and pass it on to the right people, at the right time. We are here to discuss the best options for you and your estate.
Transactional Services
If ongoing support is not quite for you, our bespoke financial planning service can provide one-off advice in specific areas. You could be considering life assurance, an annuity or want to restructure your current investments. If so, we can help.
John & Kath,
North West
During our time we have seen significant volatility in the financial markets and have always felt reassured and in no doubt that our money is being managed with due care and diligence.
Our DPIP charges and minimum relationship value
The minimum relationship value for a DPIP portfolio service is £250k.
Our Annual Management Charge (AMC) is as follows:
- Up to £1m: 0.70% pa plus VAT
- Next £1.5m: 0.45% pa plus VAT (£1m - £2.5m)
- Thereafter: 0.40% pa plus VAT
Minimum annual fee £1,200.00
Investec Wealth & Investment (UK) is a trading name of Investec Wealth & Investment Limited which is a subsidiary of Rathbones Group Plc. Investec Wealth & Investment Limited is authorised and regulated by the Financial Conduct Authority and is registered in England. Registered No. 2122340. Registered Office: 30 Gresham Street. London. EC2V 7QN.