Contact us
Created with Snap
Previous
Next

 

If you’re looking to preserve or grow your wealth - or you want to draw a regular income but feel you don't have the time, knowledge or appetite to manage your own investments - then our discretionary investment portfolio management services are for you.

We offer a comprehensive and highly personalised bespoke investment management service that utilises our professional discretion and expert knowledge to manage all aspects of your investment portfolio.

We’ll ensure your investments reflect your individual goals and values, alongside your life-stage and the amount of risk with which you are comfortable. From choosing your investments to proactively preparing and reacting quickly to any changing market dynamics, you can be sure we will always be working to keep your portfolio perfectly positioned.

In simple terms, we do all the heavy lifting for you via considered, expert decision-making. In the meantime, you can can get on with life – and we’ll make sure to keep you in the loop every step of the way.

We manage £42.7 billion in client assets

* Figures correct as of March 2024

A beach house beneath the magnificent white English cliffs

The benefits of our bespoke portfolio management services

  • A personal service

    While some investment firms like to place a relationship manager between you and your investment manager, at Investec we think life works better when you build a direct relationship with the person who’s managing your money. That way, nothing is lost in translation.

    Your investment manager gets to know you, and you get to look the person investing your money square in the eye. It’s an approach that allows us to better understand your goals and to know how much detail we should go into when meeting to discuss your portfolio. As a client, it gives you the certainty that everything you discuss, from your ambitions to your values, will be taken on board and help shape the investment decisions made on your behalf.

    Access and exposure

    A bespoke wealth management portfolio with Investec gives you access to one of the largest and most experienced investment management firms in the UK. The expertise of our research team will open up your portfolio to a wide range of carefully selected investment options, backed by institutional buying power. Because of that, you can have complete peace of mind of knowing we have the controls in place to ensure the suitability of any investment we make.

Ready to have a conversation?

We’re now part of Rathbones. If you’d like to have an informal, no obligation conversation or have any questions, please get in touch.

Our approach to Investment Management

Next, we’ll want to understand what your goals are for your money and what you want your investments to achieve over a certain period of time. More broadly, our investment portfolio management strategies focus on growth, drawing a regular income, or a balance of the two. We will discuss each option with you to help determine which one would best suit your circumstances.

  1. Step One

    We’ll get to know each other

    Our bespoke portfolio management service is built on a personal relationship between you and your dedicated investment manager. Initially, we’ll look to get to know your personal circumstances such as your age, work and family situation, your time horizon for investing, whether there are any major life changes on the cards, your tax status, and your attitude to risk. We’ll also want to get a sense of how you’d feel about significant fluctuations in the value of your investments.

  2. Step Two

    Choosing the right investment objective

    Next, we’ll want to understand what your goals are for your money and what you want your investments to achieve over a certain period of time. More broadly, our investment portfolio management strategies focus on growth, drawing a regular income, or a balance of the two. We will discuss each option with you to help determine which one would best suit your circumstances.

  3. Step Three

    Building your tailored portfolio

    Once we’ve established your profile and objectives, our investment manager will work closely with our research team and draw on the expertise and knowledge of our in-house analysts to identify the investment opportunities that are the best fit for you. Normally, your portfolio will contain a number of different types of investments, (also called assets), each belonging to a particular asset class. We set out to construct a well-diversified portfolio made up of different asset classes in order to spread the risk.

  4. Step Four

    Proactively managing your expectations

    Your wealth management portfolio will be continually reviewed so that it reflects our best recommendations in the current market while remaining fully focussed on achieving your financial objectives. Your investment manager will always be available to make the appropriate changes to your portfolio as per any change of circumstances, and you’ll also receive regular reports so you know exactly how your investments are performing.

Happy middle-aged couple drinking a coffee
Ralph, Bristol (name changed to protect anonymity)

I truly value having a personal adviser who I like and can trust, backed up by a huge firm monitoring investments all over the world.

Read more of Ralph's story
Frequently asked questions

Investment portfolio management

Keen to get more information on our bespoke portfolio management service? Find the answers you’re looking for here.

  • How much do I need to invest?

    Our bespoke investment portfolio management service is typically designed for clients that have £250,000 or more to invest but, if you wish to invest smaller sums, it’s always worth giving us a call as we have a range of investment products and services that work for a variety of funding levels.

  • What if I want more input into where my money is invested?

    If you want to retain full control over and be responsible for all investment decisions, then our advisory management service might be a more appropriate fit for you. We will still provide you with recommendations based on your specified investment objectives and risk profile, but you make the final call. We will also take responsibility for the suitability of our recommendations and – to the extent that you follow these recommendations – for your portfolio management as a whole. We cannot, however, accept responsibility if our recommendations are not followed or if you choose to invest directly on your own.

  • Who oversees your investment process?

    Our Investment Committee and Asset Allocation Committee meet regularly to review and oversee our investment portfolio management process and the assets in which we invest. You can find out more about our rigorous and detailed investment process via the link below.

  • How often will you review my portfolio?

    Your portfolio is constantly monitored so that:

    • Changes in our preferred holdings are effected when appropriate
    • Where practicable it remains within the asset classes we chose based on your defined investment strategy
    • It contains the appropriate investments for your specific risk profile
    • It contains a diverse range of investments, which are not overly concentrated in any particular area.

    For more information on how we review your wealth management portfolio, you can read our guide on ‘How we manage your investments’ in the ‘Useful Downloads’ section below.

  • Who selects my investments?

    Your dedicated investment manager is responsible for choosing each investment for your portfolio. They will consult the latest market information and consider recommendations made by our research team to make considered asset decisions. In order to fully meet your specific needs (in line with your risk appetite), your investment manager may, from time to time, conduct research into investment opportunities outside of the typical realm covered by our in-house research team. These, include the purchasing of new holdings and the retention of existing holdings.

  • What happens if my circumstances change?

    One of the key advantages of a bespoke portfolio management service lies in its flexibility. If your circumstances or, for instance, your capacity for risk changes, then your investment manager can sit down with you to review your objectives and adjust your portfolio holdings where necessary.

  • Will my capital be put at risk?

    Yes. The investment portfolio management service provided by us requires all clients to be exposed to some degree of risk. As such, a threshold condition is that you must be prepared for, and be financially capable of, withstanding a loss of capital.

  • What flexibility does my Investment Manager have?

    Every one of our investment managers has a wealth of resources at their fingertips that enable them to carry out effective and timely investment portfolio management strategies. Your investment manager will receive daily updates and briefings, together with additional research information which is made constantly available to our offices throughout the day. This approach gives your investment manager the flexibility to create and maintain a portfolio, within reasonable parameters, to reflect your individual needs.

  • How do I measure performance?

    Your investment manager will discuss and agree on appropriate benchmarks with you to allow you to assess the performance of your wealth management portfolio.

Useful downloads

An introduction to our Wealth & Investment services PDF
How we manage your investments PDF
Rate card - the fees and charges PDF

Make sure your investments keep pace with your life

Learn more about managing your investments to match your life goals.

Important information

The value of investments and the income derived from them can go down as well as up and you may not get back your initial investment.

This site does not offer advice and the content and information about potential investments and services are designed for general use, and so cannot be considered personal to your circumstances or your financial position.

Past performance is no guarantee of future returns.

Investec Wealth & Investment (UK) is a trading name of Investec Wealth & Investment Limited which is a subsidiary of Rathbones Group Plc. Investec Wealth & Investment Limited is authorised and regulated by the Financial Conduct Authority and is registered in England. Registered No. 2122340. Registered Office: 30 Gresham Street. London. EC2V 7QN.