Bespoke Financial Planning

for your business sale and beyond

You have worked hard building up a successful business and now BCMS are helping you achieve the best sale price for it. Investec is here to help you make the most of your next chapter.

At Investec Wealth & investment, we can offer you independent advice and global expertise. Once we understand your situation, we will work with you to create a tailor-made plan that focuses on your goals – whether you plan to retire or not.  

Investec's experts can advise you on:

  • Wealth management
  • Estate, pensions and retirement planning
  • Cash and FX options

  • Tax allowances and efficiency
  • Risk and returns
  • Specialist banking

How we are different

We stand out from our competitors with a combination of traditional client service and modern-day thinking.

  • Our advice is bespoke

    We help you carry out a full review of your finances before creating a tailor-made financial plan to help you achieve your personal goals.

  • Our local experts offer global expertise

    We have 15 offices around the country staffed by people who bring their experience and initiative to their work, supported by our  research team, one of the largest and most  established in the UK.

  • We have no in-house products

    So you can be confident our advice is truly independent.

  • On-going support

    All these services and more are available to you both before and after your business sale.

Find out more

  • David Rankin

    David Rankin

    Senior Director - Wealth Planning

    David manages investment portfolios on behalf of private clients, trusts and business owners. David works in High Net Worth division Private Office which focuses on providing investment management for business owners, professionals and families.

  • David Rolland

    David Rolland

    Investment Director

    David manages assets on behalf of private individuals (Domestic and International), trusts, corporates and personal pension schemes. David spent 5 years in the Channel Island business providing our wealth and investment management services to local and overseas high-net-worth clients, trusts, corporates, before returning to the UK to join the Private Office team.

  • Richard France

    Richard France

    Investment Director

    Richard is responsible for all aspects of the day-to-day management of client funds. This includes trusts, pension funds, charities, offshore funds and individuals. On leaving university, Richard started a career in accounting, before joining Investec in 2000 in the Liverpool office. He is a Chartered Fellow of the Chartered Institute for Securities & Investment (Chartered FCSI) and has a CISI Masters in Wealth Management.

Find out more

David Rankin
David Rolland
Richard France

David Rankin

Senior Director - Wealth Planning

David manages investment portfolios on behalf of private clients, trusts and business owners. David works in High Net Worth division Private Office which focuses on providing investment management for business owners, professionals and families.

David Rolland

Investment Director

David manages assets on behalf of private individuals (Domestic and International), trusts, corporates and personal pension schemes. David spent 5 years in the Channel Island business providing our wealth and investment management services to local and overseas high-net-worth clients, trusts, corporates, before returning to the UK to join the Private Office team.

Richard France

Investment Director

Richard is responsible for all aspects of the day-to-day management of client funds. This includes trusts, pension funds, charities, offshore funds and individuals. On leaving university, Richard started a career in accounting, before joining Investec in 2000 in the Liverpool office. He is a Chartered Fellow of the Chartered Institute for Securities & Investment (Chartered FCSI) and has a CISI Masters in Wealth Management.

Case Study: Mr Price, Business sale in the North of England

Investec has helped many UK business owners deal with the wealth created by their business sale and protect their assets for the future. Recently, our team worked with Mr Price before and after the sale of his business in the North of England.

 

With BCMS’s assistance, Mr Price sold his business to a US firm and received $9million. His first challenge was to change this back into British pounds. We could help: the sale money was paid into a currency cash account at Investec Bank and our foreign exchange adviser gradually moved the money, fixing certain exchange rates to protect Mr Price from volatility.

Following the sale, Mr Price wanted to know:

 

  • What’s the best way to manage these funds?
  • How much income can I create for my retirement?
  • How can I protect my estate from inheritance tax and stay in control of the assets?
  • Who can advise me on tax efficiency?

 

Like many people in his position, Mr Price had grown and managed a successful business over many years, but he’d never had to manage significant personal cash. He lacked the experience or confidence to invest his fund in anything other than a bank account.

One of our expert Financial Planners, James, had already worked with Mr Price prior to the sale, helping him ensure his company pensions were adequately funded. Using his knowledge of his client’s objectives, James suggested creating a low-risk portfolio which could produce a sustainable income of £210K per annum, as well as growing his fund year on year.

 

James was also able to assist Mr Price with his concerns about IHT liabilities, should he and his wife die suddenly. He suggested both short and long-term solutions, enabling Mr Price to provide for his family’s future whilst retaining access to capital and income.

 

Using our range of services, we were able to assist Mr Price with his business sale and provide expert advice and solutions to strengthen and protect his new-found wealth.

About Investec Wealth & Investment

Investec Wealth & Investment seeks to deliver exceptional levels of customer service and has been trusted to meet the needs of private investors for almost 200 years.

 

We are one of the UK's leading investment management companies, with responsibility for over £38 billion* of client assets. We have worked closely with clients and their trusted advisers for many years and gained a unique understanding of their specific needs.

 

Our services are the result of that expertise, and allows us to deliver a comprehensive range of investment options to our clients - be they individuals, companies, trusts or pension funds.

 

* as at September 2019