Bespoke Financial Planning
for your business sale and beyond
At Investec Wealth & investment, we can offer you independent advice and global expertise. Once we understand your situation, we will work with you to create a tailor-made plan that focuses on your goals – whether you plan to retire or not.
Investec's experts can advise you on:
- Wealth management
- Estate, pensions and retirement planning
- Cash and FX options
- Tax allowances and efficiency
- Risk and returns
- Specialist banking
How we are different
We stand out from our competitors with a combination of traditional client service and modern-day thinking.
Our advice is bespoke
We help you carry out a full review of your finances before creating a tailor-made financial plan to help you achieve your personal goals.
Our local experts offer global expertise
We have 15 offices around the country staffed by people who bring their experience and initiative to their work, supported by our research team, one of the largest and most established in the UK.
We have no in-house products
So you can be confident our advice is truly independent.
All these services and more are available to you both before and after your business sale.
Case Study: Mr Price, Business sale in the North of England
Investec has helped many UK business owners deal with the wealth created by their business sale and protect their assets for the future. Recently, our team worked with Mr Price before and after the sale of his business in the North of England.
With BCMS’s assistance, Mr Price sold his business to a US firm and received $9million. His first challenge was to change this back into British pounds. We could help: the sale money was paid into a currency cash account at Investec Bank and our foreign exchange adviser gradually moved the money, fixing certain exchange rates to protect Mr Price from volatility.
Following the sale, Mr Price wanted to know:
- What’s the best way to manage these funds?
- How much income can I create for my retirement?
- How can I protect my estate from inheritance tax and stay in control of the assets?
- Who can advise me on tax efficiency?
Like many people in his position, Mr Price had grown and managed a successful business over many years, but he’d never had to manage significant personal cash. He lacked the experience or confidence to invest his fund in anything other than a bank account.
One of our expert Financial Planners, James, had already worked with Mr Price prior to the sale, helping him ensure his company pensions were adequately funded. Using his knowledge of his client’s objectives, James suggested creating a low-risk portfolio which could produce a sustainable income of £210K per annum, as well as growing his fund year on year.
James was also able to assist Mr Price with his concerns about IHT liabilities, should he and his wife die suddenly. He suggested both short and long-term solutions, enabling Mr Price to provide for his family’s future whilst retaining access to capital and income.
Using our range of services, we were able to assist Mr Price with his business sale and provide expert advice and solutions to strengthen and protect his new-found wealth.
About Investec Wealth & Investment
Investec Wealth & Investment seeks to deliver exceptional levels of customer service and has been trusted to meet the needs of private investors for almost 200 years.
We are one of the UK's leading investment management companies, with responsibility for over £38 billion* of client assets. We have worked closely with clients and their trusted advisers for many years and gained a unique understanding of their specific needs.
Our services are the result of that expertise, and allows us to deliver a comprehensive range of investment options to our clients - be they individuals, companies, trusts or pension funds.