Service descriptions

Tailored to your needs

It is vital that clients understand each of the three different services so they can make sure that they choose the most suitable and appropriate one for them. Please find below a description of each service to help you decide which is best for you.

Discretionary portfolio management

Advisory managed

Execution-only

Discretionary portfolio management

Discretionary portfolio management

Having a discretionary portfolio management service with us means that Investec Wealth & Investment manages your portfolio in line with specified investment objectives as agreed with you and within your particular risk profile.

Investec Wealth & Investment has full authority at our discretion to buy and sell particular shares, funds and investments without prior reference to you, and to enter into any kind of transaction or arrangement for your account which is in line with agreed criteria.

Three quarters of our clients use our discretionary service as it simplifies what can be a complicated investment management process.

Advisory managed

Advisory managed

An advisory management service means that you retain full control over, and are responsible for, all investment decisions.

Investec Wealth & Investment will provide you with recommendations on the basis of your specified investment objectives and risk profile and will accept responsibility for the suitability of the recommendations for the portfolio as a whole.

We cannot however, accept responsibility if our recommendations are not followed.

Execution-only

Execution-only

Our Execution-only service means we will carry out transactions on your behalf – such as buying and selling shares – but without providing advice or personal recommendations.

With this service, IW&I is not responsible for ensuring that any investment is suitable for you, however, for transactions requested in certain financial instruments, appropriateness will be assessed.

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