Variable Interest Rate

 

Variable Interest Rates for Owner Occupier residential mortgages:

Mortgage Type Description Variable Interest Rates Available Current Interest rate
Owner Occupier An owner occupier mortgage is used for the purchase or refinancing of a Private Dwelling House (PDH) Loan to Value (LTV) Variable Interest Rate at or below 50% at inception of the loan 3.2%
    Loan to Value (LTV) Variable Interest Rate above 50% and equal to below 80% at inception of the loan 3.4%
Mortgage Type Description Variable Interest Rates Available Current Interest rate
Owner Occupier An owner occupier mortgage is used for the purchase or refinancing of a Private Dwelling House (PDH) Loan to Value (LTV) Variable Interest Rate at or below 50% at inception of the loan 3.2%
    Loan to Value (LTV) Variable Interest Rate above 50% and equal to below 80% at inception of the loan 3.4%

The Loan to Value variable interest rate available to you depends on your LTV band.
Your LTV band is the percentage representing the difference between your loan amount and the value of your property.
For example, if you have a mortgage of €80,000 on a property valued at €100,000, your LTV rate band would be 80%.