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BANK

Private Bank Account

Join a leading international Private Bank

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GET STARTED TODAY

Interested in becoming an Investec Private Banking client?

Find out how to qualify for an Investec Private Bank Account.

Do I qualify?

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PRIVATE BANK ACCOUNT FEATURES

The Investec Private Bank Account gives you many exclusive features to suit your discerning lifestyle.

Single monthly fee
Visa Platinum credit card
Multicurrency pockets
Family accounts
Seamless digital banking
Complimentary travel insurance
Dedicated bankers

Single monthly fee

  • All your core banking services, one transparent fee of R635 (R320 for Young Professionals under 30).
  • One monthly account fee covers all your day-to-day banking needs
  • Unlimited free local and international ATM withdrawals (international banks may charge additional fees and excludes currency conversion fees).
  • No annual card or facility fees
  • Savings on the monthly fee for clients under 30 years old

Visa Platinum credit card

  • Travel, lifestyle and purchase benefits – all included with your account
  • A credit facility priced at prime
  • Up to 45 days interest-free on all card purchases
  • A budget facility for up to 60 months for larger expenses
  • Can be loaded on Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay

Multicurrency pockets

  • Add currency pockets in dollar, pound, and euro from Investec Online and the App
  • Seamlessly transfer and keep funds in pockets
  • Intelligent Routing™ selects the correct pocket based on the currency of the transaction
  • Transfers from your rand balance to a pocket will count towards your annual Single Discretionary Allowance; any transfers back into your rand account will credit your Repatriation Allowance
Learn more

Family accounts

  • Give your spouse or children access to linked Private Bank Accounts with the same benefits at a reduced fee.

Seamless digital banking

  • Manage your money anytime, anywhere using Investec Online and the Investec App
  • Do all your day-to-day banking online or through the App
  • Buy airtime, data or prepaid electricity
  • Send cash to anyone with a cellphone number
  • Use Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay

Complimentary travel insurance

  • Complimentary travel insurance when you buy international travel tickets using your Investec Visa card
  • Covers medical emergencies and personal accidents
  • Cover for all travellers

Dedicated bankers

  • Two dedicated Private Bankers for both your personal and business banking needs
  • 24/7 access to a team of bankers through the global Client Support Centre for queries and assistance
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WHY INVESTEC

A bank account designed for you

Built by professionals, for professionals – this account combines the benefits of a credit card with the everyday utility of a transactional account, in one premium, consolidated solution. Transact seamlessly in pounds, dollars, euros, and rands using your Investec Visa card. It’s the convenience of an offshore account without the need to open one.

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Start your Private Banking journey

See if you qualify for a Private Bank Account.

APPLYING

Our Approach

At Investec, we treat you as an individual, which is why we do not rely on scorecards to process credit applications. Instead, your application will be assessed independently by our Credit team to determine the credit facility amount you qualify for on your Private Bank Account.

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MORE INFORMATION

Private Bank Account factsheet PDF 488.05 KB
Private Bank Account fee schedule PDF 255.27 KB
Rewards factsheet PDF 500.05 KB

Learning Centre

Need more info about banking?

Get answers to your questions

Awards

Ranked as the Best Private Bank and Wealth Manager in South Africa for 12 consecutive years, and the best in Africa for Customer Service, by the Financial Times of London.

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FOCUS INSIGHTS

Statutory information

Investec Private Banking, a division of Investec Bank Limited registration number 1969/004763/06. A registered credit provider registration number NCRCP9.

Investec Wealth & Investment International (Pty) Ltd, registration number 1972/008905/07. A member of the JSE Equity, Equity Derivatives, Currency Derivatives, Bond Derivatives and Interest Rate Derivatives Markets. An authorised financial services provider No.15886. A registered credit provider registration number NCRCP262.

Investec Life Limited, a member of the Investec Group, is a licensed Life Insurance Company (Reg.No. 1944/017130/06) and an authorised Financial Services Provider (FSP number 47702). Terms and conditions apply.