Transactional banking for you and your family that offers security, value and transparency.
Distinctive banking for distinguished individuals
We believe in forming life-long partnerships with you. We ensure that each client experience is personal and Out of the Ordinary. If you are a young professional, CA, entrepreneur or high net-worth individual, we have the banking solution for you.
Banking solutions for your family
Open a Private Bank Account and get an extra card linked to the main account holder at no extra cost. You can also open a Guaranteed Account for your spouse or life partner at a reduced monthly fee.
Youth Account for your children
If you have a Private Bank Account, you can open a Youth Account for your child (under 25 years old) for no additional monthly fee. Enjoy unlimited free card transactions at local and international retailers, a free Youth App and a separate savings account.
Tailor-made insurance to fit your lifestyle
Protect your life, lifestyle and family. Access Investec Life’s comprehensive range of long-term insurance products and Aon Private Broking for short-term insurance solutions.
Convenience, security and value for money
For a single, monthly fee, the Private Bank Account offers you day-to-day transactional banking, a complimentary rewards programme - Investec Rewards, travel benefits such as airport lounge access and travel insurance, Investec Digital and access to an online trading platform.
Award winning service
We pride ourselves on going above and beyond when it comes to service. Through our digital channels, our 24/7 global Client Support Centre and our specialist private bankers, we set the banking benchmark on service.
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Tell us more about your banking needs, so we can better serve you.

An Out of the Ordinary account
- One card with a single facility for all your credit and transactional needs with a transparent fee structure.
- Up to 45 days interest-free credit.
- Market-lending rates on credit, priced up to prime.
- Withdraw money from local and international VISA ATMs, as well as selected merchants are at your disposal.

Additional benefits
- A guaranteed Private Bank Account at a reduced monthly fee for your spouse or life partner.
- An extra card at no cost linked to the main member's account.
- A fully transactional Investec Youth Account for children under the age of 25 with no monthly account fee.
- Bespoke insurance and risk solutions with Aon South Africa.
Private Banking Account fee structure
Latest fees effective 1 August 2022
Awards | Internationally recognized for excellence

Apply now
Tell us more about your banking needs, so we can better serve you.