Financial Rewards

Spending your rewards smartly

As an Investec client, we reward you with ways to save, invest and grow your money, and help you make a difference to others along the way.

Use your Rewards

Use your rewards to pay your monthly banking fee

You can use your Rewards points to cover your monthly transactional banking fee. Simply call the Investec global Client Support Centre to activate this option.
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  • More on how to cover your banking fee

    For every month you have sufficient Rewards points to cover the monthly account fee, we will debit the points automatically from your Rewards account. You will then receive a credit into your Investec Private Bank Account to the value of your account fee.

    For the months that you do not have sufficient Rewards points to redeem towards your monthly fee, you will not receive the credit into your Private Bank Account. These points will carry over for, and can be used as part of, the following month’s redemption. If you have surplus Rewards points after your fee redemption, you can redeem these points at another partner.

Use your rewards to purchase unit trusts

As an Investec client, you can open an onshore unit trust account on the Ninety One SA FM platform and redeem your Investec Rewards points towards funding the account.
Filling out a form
  • More on how to redeem your rewards towards unit trusts

    Can I redeem Rewards points for unit trusts?
    You can redeem your Rewards points for a selection of onshore unit trusts, purchased from Ninety One.


    Are there any minimum requirements?
    You can redeem your Rewards points online for unit trusts if you have an existing Ninety One unit trust account number with a minimum investment holding balance of R10 000 or if you set up a minimum debit order of R500. (R50 0000 balance or a R1 000 debit order for the Money Market Fund).

    If I want to redeem my Rewards points for unit trusts, how long will it take before my unit trusts become available to me?

    These unit trusts will be available to you in 10 working days from the date of the deposit, which is the standard clearance period on purchases.

    How do I open a Ninety One account?

    Simply call the Ninety One Client Service Centre on 0860 500 900 or email them on [email protected]




Bidvest McCarthy - You can earn up to 200,000 Rewards points if you buy a new vehicle through Bidvest McCarthy.
BMW - If you buy a new BMW for personal use from any approved BMW dealership in South Africa and finance it through Investec Private Banking, you will earn one Rewards points for every R5 you finance. 
  • How to earn Bidvest McCarthy Rewards points

    • You can test drive the vehicle you are interested in, but direct purchases at a McCarthy dealership do not qualify for Rewards points. You must buy a vehicle by calling 0860 22 33 54 or visiting
    • You will earn Rewards points on vehicles purchased for private use only.
    • You must pay for the vehicle through either electronic funds transfer (EFT) from your Investec Private Bank Account or through finance with Investec Private Banking.
    • You will earn one Rewards point for every R5 you finance through Investec Private Banking or pay for through EFT from your Investec Private Bank Account.
    • Your points cannot be allocated retrospectively.
    • Your Rewards points for Bidvest McCarthy are calculated on the total purchase cost of the vehicle (excluding VAT and accessories) and you will earn up to a maximum of 200 000 points per vehicle purchase.
  • How to earn BMW Rewards points

    Founded in 1916, Bayerische Motoren Werke, or BMW, is renowned for its luxurious range of hatch, sedan, coupé, convertible, hybrid and sports activity vehicles that promises Sheer Driving Pleasure to millions of devoted fans.

    If you buy a new BMW for personal use from any approved BMW dealership in South Africa and finance it through Investec Private Banking, you will earn one Rewards points for every R5 you finance. 

    To calculate your Rewards points, we will take the total financed value of your new BMW into account. There is no limit on the number of Rewards points you can earn.

    To qualify for the Rewards points, you must:

    • Buy a new BMW for private use through an approved BMW dealership in South Africa
    • Finance the car in part or in full through Investec Private Banking
    • To calculate Rewards points, the total financed value is taken into account
    • Points will be allocated up to six weeks after you take ownership of the vehicle

To view the full range of BMW vehicles, visit

Download the approved dealership list

Investec One Place

One Place™

One Place is a continuation of Investec’s strong client-centred service culture. Through the collaboration of Private Banking and Wealth & Investment we offer you integrated access to banking and investment services both locally and internationally, all in One Place.

Investec Life

As a private client, Investec Life gives you an exclusive opportunity to protect your life, lifestyle, family and wealth – all in One Place™.
Investec Life offers you a more efficient way to protect your life, with cover that adapts as your needs change. You are able to apply for, and adjust, your life cover either through Investec Online or through our team of specialist Investec Life advisers.
Investec Life products include:
  • Life Cover
  • Disability Cover
  • Income Protection Cover
  • Severe Illness Cover
  • Mortgage Protection Cover

In addition, you will earn Investec Rewards points for every Investec Life premium. The ratio is one Rewards point for every R5 spent on your monthly premium.

Click here to find out more about Investec Life

Investec Life
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Reward others with your rewards: giving back

By focusing on education and entrepreneurship, Investec corporate social investments (CSI) endeavours to create opportunities for employment and wealth and stimulate socio-economic growth.

Want to find out more about Investec Rewards?