Young professionals

Putting you ahead of the curve

If you’re a bold, bright young professional poised to make your mark on the world, then our sophisticated but simple offering is perfect for you. 

As a leading, international Private Bank, we get to know real people – like you – every day. We work hard to understand your individual style, needs and ambitions. And because we recognise your potential, we’re ready to invest in your future.

We empower you to get – and stay – ahead of the curve. Supporting you at the very start of your career, we share our expertise and experience to see you successfully navigate the journey to wealth.

Where others give you banking, we give you more. Not only is every service and product tailored to you as an up-and-coming professional, but you also have flexibility to choose a service experience that best suits you.

Bank

Banking for young professionals

Your daily, transactional banking is simple and convenient.

For one transparent monthly fee, your Private Bank Account gives you access to:
Banking for young professionals
  • A credit card with current account functionality in one account – no annual card or credit facility fees apply
  • Unlimited debit orders, online payments and ATM withdrawals* locally and internationally
  • A competitive debit rate of prime and up to 45 interest free days on card transactions
  • A fully transactional Investec Youth Account for your children – with no monthly account fee
  • An extra card linked to your account at no extra cost or a stand-alone Private Bank Account at a reduced monthly fee for your spouse or life partner
*It excludes fees levied by other international banks and international currency conversion fees.

Rewards and travel benefits

Travel for young professionals

We open doors to great savings with special offers at a variety of travel, shopping, financial and lifestyle partners.

Our Rewards and travel benefits include:

Travel for young professionals
  • Investec Rewards where you earn unlimited Rewards points on all your in-store and online purchases  – no status levels, earnings caps or complicated conditions apply
  • Travel by Investec that offers great travel savings and can tailor your trip to suit your needs, including flights, accommodation, car hire, cruises, rail tours and holiday packages. You can use your Rewards points to pay for all, or part, of your next local or international trip
  • Complimentary access to local airport lounges as often as you like - we don’t limit your visits
  • Complimentary travel insurance up to 90 days, that covers medical emergencies and personal accidents. Just use your Investec Visa card to buy your international travel tickets

Borrow

Lending for young professionals
Through individual affordability assessment, we enable you to fund your lifestyle at competitive interest rates. This includes flexible finance for your home, motor vehicle, lifestyle assets, professional practice or to grow your investment portfolio.
Lending for young professionals
  • Get up to 100% financing with a personalised payment plan structured around your cash flow
    requirements
  • Pay no monthly administration fee (lending administration fee) if you service the finance for your home, vehicle or other assets from your Private Bank Account
  • Save on interest with an access facility that allows you to deposit excess funds

Save

Saving for young professionals

Capital preservation, security and exceptional returns…

For no additional fees, you can open one of our Cash Investment Accounts to save your money and watch it grow. This includes Fixed and Fixed Tax Free Deposits, Instant Access or flexible Notice Accounts at competitive interest rates.
Saving for young professionals

Apply now

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Invest

Investing for young professionals

As an Investec Private Banking client, you have access to international banking and our global investment expertise.

This includes:

Investing for young professionals
  • A sterling-based UK transactional account with a debit card for a single monthly fee of £10
  • An Online Share Trading account with Investec Wealth & Investment for no monthly administration fees and reduced non-tiered brokerage (minimum brokerage per transaction applies).

Protect

Protect for Young professionals

We give you access to comprehensive long-term and short-term insurance that enables you to protect your assets and your lifestyle.

You can access:

Protect for Young professionals
1. Investec Life
As a private client, Investec Life gives you an exclusive opportunity to protect your life, lifestyle, family and wealth – all in One Place.
Investec Life offers you a more efficient way to protect your life, with cover that can adapt as your needs change. You are able to apply for, and adjust, your life cover either through Investec Online or through our team of specialist Investec Life advisers.
Investec Life offers the following products:
  • Life Cover
  • Mortgage Protection Cover
  • Income Protection Cover
  • Severe Illness Cover
  • Disability Cover
If you have any questions, simply call Investec Life on +27 11 291 3934 or 0860 443 443 or  email our specialist team of Investec Life advisers .
 
2. Aon insurance offering

Bespoke insurance and risk solutions with Aon South Africa
 
Aon South Africa is an approved insurance broker to Investec. As a leading provider of private insurance broking, Aon has unparalleled expertise in dealing with individuals with significant and often complex asset portfolios.
 
They offer seamless, tailor-made insurance and risk solutions to more than 25% of the top 200 South African public companies, thousands of privately owned businesses and private individuals.
 
Some of the benefits include:
  • Assets all risk cover - A portion of the household contents sum insured extends to all risk cover. It is very convenient as you no longer need to specify personal belongings like cell phones, tablets, jewellery etc
  • Waiver of the average condition on home owners (building) cover - Through Aon, Investec bonded buildings will never be subject to under insurance
  • Specialist insurance products – Aon has access to various specialist insurance products catering for anything from high value vehicles to art, antiques and jewellery.
  • For more information, please contact Aon South Africa on 0860 746 466 or email [email protected]

Online & in touch 24/7

Online and in touch 24/7

In addition to our 24/7 global Client Support Centre and your specialist Private Banker, with Investec Online and the App, you get a consolidated view of your banking and investment accounts, locally and internationally, with one login, on one platform.

Access features such as:
 
Online and in touch 24/7
  • Easy, daily transactional banking - make payments, add beneficiaries, check balances, transfer funds, redeem Investec Rewards points and buy airtime, data or prepaid electricity
  • Our Manage my finances tool that gives you a complete picture of everything you own, including your Investec and external accounts, investments and rewards. You can easily analyse your income and spend
  • An international payments functionality that enables you to accept real-time competitive rates or easily receive money from abroad
  • My Briefcase where you can upload and save digital copies of your important documents and access these anywhere, any time
  • Get documents online, such as visa letters, stamped bank statements and tax certificates

Contact our global Client Support Centre available 24/7/365