• Up to 100% finance – You can capitalise the registration costs, initiation and valuation fees into your facility *
  
• First time home buyers can finance transfer costs and choose a term up to 30 years ** 
  
• Competitive interest rates
• Discounted Attorney Fees    
• Rapid approval in principle and then final facility confirmation on valuation   
• Flexible repayment options – Should you make additional monthly or lump sum payments, you can either reduce your monthly repayment amount or keep your repayments at the same level, save on interest and settle your loan sooner      
• No monthly financing administration fee if you service your loan by debit order from your Private Bank Account
• 24/7/365 support through our global Client Support Centre or your Private Banker

* Subject to credit 
**  Included: Transfer fees, Conveyancing fees, Deeds office registration fees and up to R5,000 to cover miscellaneous costs.

• Access the capital portion of your repayments once a year for the first five years and thereafter on application using the difference between your outstanding balance and your original facility amount.
  

Throughout the term of your loan

• Get immediate access to additional funds paid in advance
• Easy, online access through Investec Online, so you can make additional deposits, access available funds in advance or pay beneficiaries directly from your home loan

Investec Life's Mortgage Protection Cover protects your home and your family's future. Should you pass away, your home loan is paid off in full. Your premium adjusts automatically every month as you pay off your home loan, so you can save up to 35% on your premiums. You’ll also earn 1% back in Investec Rewards points on every premium.

To apply, simply log into Investec Online, look for the 'Protect' tab on the mega menu and click on 'Life insurance'.

If you have any questions, simply call Investec Life on +27 11 291 3934 or 0860 443 443 or email LifeAdvisers@investec.co.za. 

Aon South Africa is the insurance broking partner to Investec Private Banking. As the leading provider of high net worth private insurance broking solutions, we have designed a range of well-established unique insurance offerings for individuals and businesses.

Our tried and tested products are arguably amongst the best and most comprehensive in the market today.

Investec Private Banking clients have access to an exclusive range of Insurance products through the Pinion product range. Benefits include:

• Waiver on the average condition on building cover – Investec bonded buildings will never be subject to under insurance, leaving you and the bank exposed. 
• Assets all risk cover – A portion of the household contents sum insured extends to all risk cover, this means you don't have to specify personal belongings and the cover automatically extends to accidental damage. 
• A preferential alarm warranty subject to an excess rather than cover exclusion.
  Aon has access to various specialist insurance products catering for anything from high-value vehicles to art, antiques and jewelry. 
• 24-hour home and roadside assistance as well as take me home services.

For more information contact Aon South Africa on 0860 746 466 or email investecsales@aon.co.za