What is contingent liability cover?

Contingent liability cover safeguards a business owner's personal financial well-being by settling any debts incurred on behalf of the business. In the event of the owner's death or disability, this cover ensures that such financial obligations are settled, protecting personal assets from the financial responsibilities of the business.

What is keyperson insurance?

Keyperson insurance is a life insurance policy a company takes out on the business owner, a leading executive, or any key employee. If that person dies unexpectedly or becomes permanently disabled, the keyperson insurance policy provides the financial means to keep the business running until the individual is replaced.

What is a buy and sell agreement?

Buy and sell agreements are legally binding contracts that are entered into to ensure the continuation of the business. They enable this by regulating the purchase of the partner's interest in a company (at a predetermined price), if a business partner passes away or becomes permanently disabled.

Business Protection from Investec Life

Life insurance that means business.

What is business protection?

Business protection from Investec Life ensures that you and your business are financially protected should you pass away or unable to work due to an illness or injury. Having a reliable partner to take up the slack and keep your business going is crucial, be it permanent or temporary.

One of the most significant risks your business faces is, if something happens to you. That’s why Investec Life offers comprehensive, flexible life insurance solutions to ensure that you and your stakeholders have the financial breathing room to continue operating should you pass away or suffer an illness or injury.

The video on this page contains factual information and should therefore not be regarded as financial advice.

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Frequently asked questions

What is contingent liability cover?

Contingent liability cover safeguards a business owner's personal financial well-being by settling any debts incurred on behalf of the business. In the event of the owner's death or disability, this cover ensures that such financial obligations are settled, protecting personal assets from the financial responsibilities of the business.
What is keyperson insurance?

Keyperson insurance is a life insurance policy a company takes out on the business owner, a leading executive, or any key employee. If that person dies unexpectedly or becomes permanently disabled, the keyperson insurance policy provides the financial means to keep the business running until the individual is replaced.
What is a buy and sell agreement?

Buy and sell agreements are legally binding contracts that are entered into to ensure the continuation of the business. They enable this by regulating the purchase of the partner's interest in a company (at a predetermined price), if a business partner passes away or becomes permanently disabled.

Transactional Banking

Transact

Open a business bank account and optimise the way you manage your finances, funds and cashflow. Enjoy a straightforward monthly fee per account and minimal transaction charges.

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Business Lending Solutions

Finance

By understanding your business; we offer a suite of comprehensive finance solutions tailored to your business requirements that align to and optimise your working capital cycle.

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Combined logistics and lending

Import Solutions

We simplify your imports by integrating logistics and trade finance into one bespoke solution. Unlock a host of benefits with a single point of contact for your imports and finance, helping you optimise cash flow and reduce risk.

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Manage currency and FX risk

Forex

A range of FX solutions to protect your business against fluctuating currency markets. From simple currency trading to sophisticated forex hedging strategies, we can deal with all your foreign exchange and forex risk management requirements.

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Cash solutions

Business cash investments

With no monthly fees or commission on our cash deposit accounts, benefit from flexibility, security, and guaranteed returns. We offer a number of tailored call, notice, and fixed deposit accounts to suit your business savings needs.

View our savings options

Business Protection from Investec Life

What is business protection?

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