Access a detailed breakdown of Private Business Banking fees.
If you’re looking for a secure and easy-to-manage transactional account, our Private Business Account is the sophisticated option that will meet your every business need.
Business banking that keeps you, the individual, in mind
Designed with the privately owned business and entrepreneur in mind, it gives you the premier solutions and service you have come to expect from a leading international private bank.
Why not open a current account and business credit card in a single account – with one monthly fee, and zero annual card fees?
For day-to-day business banking, you will earn interest on positive credit balances. And enjoy a line of credit at up to a prime interest rate.
The Investec Private Business Account is tailored to you and your business – with a limited-use card and an electronic-only account available as flexible options.
A limited-use Visa card restricted to fuel and fuel-related merchants.
An electronic-only account (without a card) allows for special purpose transactions.
Contact our global Client Support Centre available 24/7/365
Investec Online and the App
Manage your business accounts online, quickly and conveniently, from your office or your phone on the go. If you have an individual Private Bank Account, access your business account profile with the same log-in credentials.
Customise the level of access and authorisation for each business account user – and follow the full audit trail for every user.
Call our global Client Support Centre and specialist business consultants 24/7/365 for anything you cannot do online.
Our foreign exchange experts will assist you with cross-border trade-related payments – helping you navigate controls when moving business funds globally.
Travel Currency Desk
With a dedicated Travel Currency Desk, we will handle all your foreign currency requirements with no hassle. You can also use your Business Visa card internationally.
Private Business Account fee structure
Latest fees effective 1 August 2022
Business rewards and travel
As an Investec business client, you have access to our complimentary Investec Rewards programme.
No fees apply and you start earning one Rewards point for every R10 you spend, online and in-store, with any Investec Visa card linked to the Private Business Account. No cap – earn unlimited points from day one.
Travel by Investec
With an Investec Business Account, you are entitled to travel rewards with Travel by Investec. A specialist account manager will organise your business travel needs (conference, incentive trip, etc.) both locally and abroad.
Local and international travel
With your Investec Business Visa card, enjoy unlimited complimentary access to SAA-owned and Bidvest Premier domestic and international departure lounges in South Africa.