Is your business cash performing?

Enjoy security while your money is working as hard as it can for your business.

Image of a zebra
Image of a zebra

As a business owner, holding on to your cash in challenging times is tempting.

But, what if you could have security while your money works as hard as it can for your business? It’s the best of both worlds. Investec’s Business Cash Solutions guarantees your capital, offers very competitive rates, charges no monthly fees, and you’ll have a specialist relationship manager to help you every step of the way. 

Enjoy flexible access to your money

 

With Investec’s Instant Access Deposits, you have the flexibility to withdraw and deposit funds as you need to, while still earning a competitive prime-linked interest rate.

Small Business Call Account

Earn up to 6.70%**

As a small business*, you benefit from a slighter higher interest rate and the flexibility to withdraw or deposit funds.

 

  • Prime-linked interest rate
  • Immediate access to funds
  • Minimum deposit of R100 000
  • Minimum portfolio balance of R1 000 000
  • Should your account balance be over R12 500 000, you will earn the Call Account for Business rate

Call Account for Businesses

Earn up to 6.54%**

Have your business cash earn a competitive interest rate, with the flexibility to withdraw or deposit funds, when and if you need it.

 

  • Prime-linked interest rate
  • Immediate access to funds
  • Minimum deposit of R100 000
  • Minimum portfolio balance of R1 000 000
  • No maximum account balance applies

Plan access and benefit from higher rewards

 

With Investec’s Flexible Notice Accounts for business, you’ll enjoy high returns and flexible notice terms. 

Earn up to 7.47%**

Investec Business Top5

Investec Cash Investments researches the market to ensure the Investec Business Top5 consistently returns a rate that approximates the average of the top five performing money market funds every day - without the inconvenience or cost of switching between funds.

 

  • 32 day notice term
  • Immediate access to 20% of your funds
  • Minimum deposit of R1 million 
  • Maximum deposit of R25 million
  • Daily rate linked to the top five qualifying*** money market funds 
Flexible notice

      

Contact us

To apply for a cash investment account contact your private banker or

Cash Investments

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*A Small Business is defined as a juristic entity which has a cumulative financial exposure to Investec not greater than R12 500 000, but excludes, trusts, financial service providers, government institutions and parastatals. Should your business become reclassified to no longer qualify as a Small Business, Investec reserves the right to change the rates applied to your Call Account from the Small Business Call Deposit Rates to the Business Call Deposit rates.

**Terms and conditions apply. The rate quoted is the annual effective rate as at 17 August 2018. This is an indicative rate only and will be confirmed at the time of dealing and is subject to change. 

***Only applicable to money market funds with a fund size of R1 billion or more and less than 25% invested in corporate debt. The number of ranked funds and the qualifying criteria may change from time to time and Investec accepts no responsibility for changes in the qualifying criteria, fund size or fund rankings.