FINANCE

Home Loan

Tailored finance with a leading international Private Bank – apply now to get up to 100% finance on your home.

A young girl with a smile hugging an adult in their new home, showing happiness after receiving a home loan.
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Rewards and benefits

Save on monthly admin fees

We’ll waive your monthly financing administration fee if you pay your monthly home loan repayment by debit order from your Investec Private Bank Account.

Earn Investec Rewards points

Earn a minimum of 1 Rewards point for every R2 000 of your outstanding capital balance. 

Reduced attorney fees

Get a 40% discount on the bond attorney’s fees.

Cover that adapts to your needs

If you have a home loan with us, get Mortgage Protection Cover to settle your outstanding balance if you pass away. Your premiums auto-adjust every month based on the outstanding balance on your home loan.

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Save on monthly admin fees

We’ll waive your monthly financing administration fee if you pay your monthly home loan repayment by debit order from your Investec Private Bank Account.

Earn Investec Rewards points

Earn a minimum of 1 Rewards point for every R2 000 of your outstanding capital balance. 

Reduced attorney fees

Get a 40% discount on the bond attorney’s fees.

Cover that adapts to your needs

If you have a home loan with us, get Mortgage Protection Cover to settle your outstanding balance if you pass away. Your premiums auto-adjust every month based on the outstanding balance on your home loan.

What you need to apply

You will need to have the following information on hand when applying

  1. Estimated purchase price
  2. Loan amount needed
  3. Income and expenses
  4. Assets and liabilities

If you are wanting the home loan in a joint name, you will need this information for both parties responsible for the loan.