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Partner with the experts for curated investments.

Out of the Ordinary investment solutions, delivered in a tax-efficient investment policy.

Business man and business woman chatting at a coffee table with laptop

Investec Life Investments brings you curated, tax-efficient investment solutions

Clients can now enjoy a range of carefully curated local and offshore opportunities, delivered in a tax-efficient investment policy. Our investment policies are designed with input from specialists across various divisions at Investec, to ensure we harness comprehensive skillsets and capabilities to deliver out of the ordinary investment opportunities.

 

  • Local investments

    ZAR Fixed Return Product

    This product offers investors a predetermined, after-tax fixed investment return over a period of five years.

    Flexible Portfolio

    A multi-asset investment portfolio that offers investors the ability to adjust their investment allocation within the portfolio.

  • Offshore investments

    USD Fixed Return Product

    This product offers investors a predetermined, after-tax fixed investment return in USD over a period of five years.

    Fairtree Global Multi-Asset Portfolio (GMAP)

    A USD diversified portfolio of offshore funds across asset classes, actively managed by Fairtree.

  • Bespoke investments

    Bespoke investment solutions

    Aside from our local and offshore products, we also offer curated alternatives such as autocalls and structured products. These investment options allow our sophisticated investors to capitalise on market conditions. The availability of these investments may vary due to their bespoke nature. However, they enable us to craft tailored solutions based on the individual needs of our clients.

Never settle for ordinary
Bespoke products backed by Investec

We carefully curate a selection of local and offshore products, to offer an exclusive range of investment opportunities.

Tax efficiencies

Investors with marginal tax rates higher than 30% will benefit from paying a lower tax rate within an investment policy. 

Efficient estate administration

Experience the ease of reduced complexity in estate administration, with no executor fees and quick access to funds for your nominated beneficiary.

Legacy benefits

Our investment policies are designed to enable your intergenerational wealth strategies, thus ensuring seamless continuity and preservation of wealth across generations.

FAQs

  • What is an investment policy?

    An investment policy brings together the benefits of a life insurance policy and a savings or investment plan. It is structured in a tax-efficient manner that makes it particularly attractive to individuals with high marginal tax rates.

  • What are the benefits of an investment policy?

    Housing investments in an investment policy has potential tax and administration benefits.

  • Who should invest?

    Our Fixed Return Products are suitable for sophisticated investors seeking a competitive fixed investment return after tax. These products are appropriate for investors who understand the advantages and credit risks associated with such a product within a life investment policy.

  • What happens when my product matures after 5 years?

    When the policy reaches maturity, the policyholder can choose to either disinvest from the policy or reinvest the proceeds into other products or investments offered by Investec Life Guernsey. Additional fees may apply to these other products or investments.

  • How do I invest?

    For further information about any of our products or services please contact your financial adviser.

Get in touch

Disclaimer

Investec Life Limited, a member of the Investec Group, is a licensed Life Insurance Company (Reg.No. 1944/017130/06) and an authorised Financial Services Provider (FSP number 47702). Terms and Conditions apply. This is the copyright of Investec and its contents may not be re-used without Investec’s prior permission.