We humans tend to overestimate the immediate effects of disruptive technologies while underestimating their longer-term impact. With the pace of change accelerating at an alarming rate, we need to be sure that our tech will continue to serve humanity's interests, rather than the other way around.

Will AI replace human investment decisions?

Artificial intelligence can read the numbers, but it can’t read a room.

Will AI replace human investment decisions?

Artificial intelligence can read the numbers, but it can’t read a room.

  • Transcript: Will AI replace human investment decisions?

    My grandmother played a piano, not to this one.


    Every day at precisely 5 o'clock, she’d start with scales then move on to my favourites:


    Mozart, Beethoven. Chopin, sometimes.


    She was no virtuoso.


    But what she lacked in technical ability she made up for in heart.


    AI is quite the opposite of my grandmother.


    For the most part, computers will one day be just as good at the technical management of your money as people, and probably cheaper.


    But if you’re chasing a superior return for the risk of backing a particular venture, but a human, and preferably a team of humans, is what you’ll need.


    Investment is ultimately a statement of faith behind a human activity.


    It takes humans to read that.


    And if you’re seeking investment advice that takes your human needs into account, best get it from someone who can relate to you as a human being.

What will be doing my job in 20 years?

Human jobs are already being threatened by automation, AI and robots; so where to from here?

  • Transcript: What will be doing my job in 20 years?

    History suggests that whenever technology makes human jobs redundant in one sector, new opportunities arise in another.


    As momentous as the technological advances of our age may be, it is likely that new job creation will offset the impact of automation.


    That’s because new technologies will fuel economic growth, innovation, and investment.


    But even though most jobs will not be supplanted by automation, the nature of these jobs will change as their underlying tasks are automated.


    And it’s not just the low-skill jobs that will be affected.


    Professionals in areas like accountancy, engineering, and medicine, will need to figure out what aspects of their work are intrinsically human.


    What we know is that predictable, repetitive tasks are easily automated.


    Machines are already way better than us at collecting and processing data.


    More difficult to automate is creativity: from arts and entertainment to solving problems that we have not yet encountered.


    A from Big Hero 6, we’ve yet to see machines effectively caring for people, managing people, communicating effectively, assessing and unlocking the potential of others.


    These are essentially social skills, requiring advanced emotional intelligence, along with cognitive capabilities, such as logical reasoning and creativity.


    Who’d have thought that tomorrow’s business leaders could be today’s art school students or psychology majors?


    - And how does that make you feel?

What is blockchain and why should I care?

Could blockchain evolve into the technology underlying more than just cryptocurrencies like Bitcoin?

What is blockchain and why should I care?

Could blockchain evolve into the technology underlying more than just cryptocurrencies like Bitcoin?

  • Transcript: What is blockchain and why should I care?

    Blockchain.


    We’re told…


    …it’s important.


    But is it really?


    We're told…


    …it’s a kind of ledger distributed on millions of computers.


    So, nobody can alter the chain unless the change fits like a puzzle piece into everything that’s gone before it.


    Okay, but why does that matter?


    Well, think of it as a kind of Wikipedia that never goes wrong; a website that could one day hold every pertinent bit of data about you, your business, and other people and organisations you deal with every day.


    But because it’s encrypted, you and you alone will decide what information you share, and with whom.


    It matters because it gives us a way of verifying information without any need for a central authority.


    That information could be anything from whether the kid someone is travelling with is really theirs, to the amount of money in my bank account.


    Because it doesn’t require a central data store, blockchain has the potential to take costs out of the system.


    So there’s a good chance it will become part of the plumbing underlying all financial transactions.


    That's good for you because banks and other financial service providers will be able to deliver services more efficiently.


    Blockchain can also be used to decentralise networked systems that would otherwise be open to hacking and manipulation.


    Think autonomous vehicles.


    See?


    Blockchain matters.

How do I rock the gig economy?

The way we work is changing: office hours might soon be a quaint relic of times past

  • Transcript: How do I rock the gig economy?

    Remember Jane, Dolly, and Lily?


    If you do, you probably know what it’s like to work 9-5.


    What a way to make a living!


    But if Dolly and Lily are less familiar to you than Ninja and Yolandi, there’s a good chance you’ll never know.


    Fact is, soon enough, many of us are likely to find ourselves gigging dipping in and out of short-term work wherever our skills are in highest demand.


    That’s because many of the jobs being created in this new economy are not of the stable, permanent variety.


    Today, more than half of all young workers in Europe are self-employed or on fixed-term contracts, and the developing world is not much different.


    The upside of gig work is greater independence, variety and the ability to pursue a more personally meaningful path.


    The downside is that gig workers miss out on security and benefits like pensions, income protection, and life insurance.


    So, we’re increasingly having to take responsibility for these things ourselves.


    And we need flexible solutions that change with the ebbs and flows of our earnings.


    Gig workers also need a new kind of space, outside the corporate office, where they have everything they need to be productive.


    That spells change for buildings and urban planning.


    It also spells change for how society will define career success.


    The rock stars of the gig economy will be those who can balance predictability and possibility, permanence and purpose; who are able to turn the pressures and ambiguity of independent work into fuel for creativity and growth.

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