Contact
Search
Created with Snap

Popular searches

Enhanced Mortgage Protection Cover

Get your first three premiums at no cost to you

Young girl painting wall

 

Buying a home is a big investment. In fact, for most people, it’s the biggest purchase they will ever make.

But a home is much more than its market value. It’s a place where families are raised, and memories are made. A place for holidays, getaways, and hideaways. For many of us, our home is the one space we can be fully ourselves. Isn’t that something worth protecting?

Our first to market cover will settle your home loan directly with Investec Private Banking – not only in the event of your passing, but also if you suffer from an illness or injury that leaves you permanently disabled. If you are unable to work due to an illness or injury that results in a temporary disability, the monthly interest charged on your home loan will be covered until you recover, or for a maximum of 24 months.

We offer the most efficient cover on the market, with premiums that automatically adjust to your home loan balance, saving you up to 50% in premiums over the term of your policy.

Get a quote or apply online through Investec Online or the App

  1. Login and click on the “Insure” tab
  2. Click on the “Learn more”
  3. Click on “Get a quote now”

The video on this page contains factual information and should therefore not be regarded as financial advice.

Download our brochure to find out more

Enhanced Mortgage Protection Cover Brochure PDF 1.04 MB
The Investec Life difference
First three premiums at no cost

Investec Bank Limited will cover your first three premiums with Investec Life. Thereafter, your monthly premium will be debited from your nominated bank account.  

Save in the long run

Cover and premiums auto-adjust every month, saving you up to 50% over the term of your policy compared to traditional life insurance policies on the market.

Get cover in minutes

Applying is an easy digital-only process, and most clients do not require medical testing. You can get a quote or apply online through Investec Online or the App today.

Trusted partner

Your loved ones have a single point of contact, instead of trying to contact a host of other financial providers - it all happens automatically, in One Place™.

Flexible cover

Get immediate cover on an existing home loan, or your new home loan (while your bond is being registered), or choose to have the cover start once  your bond has registered.

Complete home loan protection

Your home loan is settled in the event of your passing, or if you suffer from an illness or injury that leaves you permanently disabled.

Partner with Investec Life

If you aren't a Private Banking client, please complete the form below.

Please complete all sections below so we get a better understanding of how we can assist you

* indicates required field.
Enter your name here *

This information is required

Minimun Characters 1

This is a required field

Enter your surname here *

This information is required

Minimun Characters 1

This is a required field

Enter your primary contact number here *

This information is required

Minimun Characters 1

This is a required field

Enter your primary email here *

This information is required

Minimun Characters 1

This is a required field

How would you prefer us to contact you? *

This field is required

I am: *

This field is required

I am: *

This field is required

Please enter your occupation *

This information is required

Minimun Characters 1

I confirm that: *

This field is required

I am interested in: * (You may select more than one)

This information is required

This field is required

 

Statutory information and disclaimer

Investec Life Limited, a member of the Investec Group, is a licensed Life Insurance Company (Reg.No. 1944/017130/06) and an authorised Financial Services Provider (FSP number 47702).

With the Protection of Personal Information Act in effect, please take a moment to review Investec’s Data Protection Statement so that you understand how Investec processes your personal information and the rights you have in relation to your personal information

Sending...

Please complete all required fields before sending.

Thank you for completing the form

Someone from the team will be in touch soon

Sorry there seems to be a technical issue

FREQUENTLY ASKED QUESTIONS

Enhanced Mortgage Protection Cover offer

Because you have a home loan with us, Investec Bank Limited will cover the first three premiums on your Enhanced Mortgage Protection Cover with Investec Life, leaving you to focus on what matters most – creating memories with those who make your house a home.

  • What is the offer?

    If you have an Investec Private Bank Home Loan, you qualify to get your first three consecutive premiums on a new policy at no cost to you. This means that the first three premiums on your Enhanced Mortgage Protection Cover policy will be funded by Investec Bank Limited. Thereafter, your monthly premium will be debited from your nominated bank account.

  • How do I qualify for this offer?

    If you have an existing Investec Private Home Loan (IPHL) or if you are taking up a new IPHL, you qualify to get your first three consecutive premiums on a new policy at no cost to you. An IPHL that has previously been linked to any policy which was either cancelled or lapsed would not qualify for this offer.

  • Will I need to apply for cover?

    Yes, in order to access this offer, you will need to apply for Enhanced Mortgage Protection Cover with Investec Life. Cover is granted subject to underwriting.

  • When do I start paying a monthly premium?

    Investec Bank Limited will fund the first three consecutive premiums of your Enhanced Mortgage Protection Cover policy, at no cost to you. You will only start paying from the fourth premium collection date.

  • What will my monthly premium be?

    Your monthly premium will be confirmed once you have completed the application process. Cover is granted subject to underwriting.

  • Am I able to cancel this policy?

    Even if you apply for Enhanced Mortgage Protection Cover during the offer period, you can cancel this benefit at any time by contacting Investec Life.

  • What if I already have Mortgage Protection Cover?

    This offer is not applicable to existing Mortgage Protection Cover policies.

  • What happens if I purchase a policy by mistake?

    You can cancel your policy at any time by contacting Investec Life. If you do so within the offer period (the first three months), you will not pay any premiums.

  • Is Enhanced Mortgage Protection Cover mandatory for Investec home loans?

    No, Enhanced Mortgage Protection Cover is an optional benefit that will ensure your home loan is appropriately protected.

Statutory information

Investec Life Limited, a member of the Investec Group, is a licensed Life Insurance Company and an authorised Financial Services Provider (FSP number 47702). Terms and conditions apply.