To add to the urgency, you may also be set to receive a significant portion of your annual income as a bonus within the next few months. Since diversification can be complex and time-consuming, to fully leverage a bonus or other imminent payment, you may benefit from working with an investment manager. Here are some questions to ask before you do.
Why is receiving a bonus an opportunity to diversify your investment portfolio?
When choosing to invest it can be useful to work with the same partner you choose for your other financial needs. Many of our clients value the ability to centralise their assets and financial needs with Investec. We can help you with your day-to-day private banking needs, currency exposure and lending requirements, as well as investment management and financial planning through our colleagues at Investec Wealth & Investment.
Our clients appreciate that we offer a direct relationship with the investment manager responsible for handling their money, rather than a relationship manager, to ensure that nothing gets lost in translation.
How we can help you manage an investment portfolio
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How can investment professionals benefit from investment management?
Not all banks or investment managers are built to service the needs of those with unusual earning patterns, career trajectories and lifestyles, so you might choose to work with a bank that specialises in this sector, such as Investec.Investment professionals may have a complex income structure and financial needs so it’s important to find the right fit when seeking a partner. Not all banks or investment managers are built to service the needs of those with unusual earning patterns, career trajectories and lifestyles, so you might choose to work with a bank that specialises in this sector such as Investec.
We understand that part of your remuneration may be in vested or deferred stock and that means you need to manage your risk by having a discretionary fund manager who tailors your strategy and diversifies your investments accordingly.
What should you consider when choosing a partner to manage your portfolio?
You’ll likely want an investment portfolio that’s built around your individual needs, preferences and ambitions, rather than being shoe-horned into an unsuitable investment solution. You’ll want access to a broad expanse of the market and the opportunity to select the right investments for your objectives. At Investec we offer opportunities across asset classes including fixed income, equities and property as well as alternatives.
Our clients within the industry also appreciate that we offer a direct relationship with the investment manager responsible for handling their money, rather than a relationship manager, to ensure that nothing gets lost in translation.
Of course, you may want to ensure your investments meet your values and satisfy ESG (environmental, social and governance) criteria which makes them economically sustainable and ensures they benefit the world we live in.
How can you help me create an investment portfolio with good ESG criteria?
We can focus your portfolio towards particular ESG areas if you wish, such as environmental funds or social housing investment trusts.
Why is Investec a good match for investment banking professionals?
Our private bankers work with clients with minimum yearly earnings of £300,000 and a net worth of £3million or more. Our bespoke investment management service is typically designed for clients with £250,000 or more to invest, but we have a range of investment products and services suitable for clients with different budgets.
Case study: asset centralisation and portfolio diversitification
A managing director at a major investment bank approached Investec to provide a holistic strategy for his financial affairs and centralise his assets, which include several pension schemes, ISAs, and general investment accounts.