Private Client Lending

Services tailored to you

COVID-19

At Investec we fully appreciate that clients may be concerned about their ability to meet loan repayments in the current environment and stand ready to assist our customers impacted by COVID-19. Investec can offer solutions such as 3 month payment breaks or 3 month interest only arrangements to customers so affected. Should you continue to be affected by COVID-19 on expiry of a 3 month arrangement a further 3 month arrangement can be made available.

Should any client wish to discuss their particular circumstances please contact your Investec Ireland relationship manager in the usual manner by phone or email and we would be happy to further discuss matters, explain the options and outline the next steps.
 
Warning: Please note that the closing date for the initial application is 30 September 2020.

Minimum requirements

€175,000

Annual income

€1,000,000

Minimum loan size

Our services are tailored for you

Premium service and select clients

We bring our client focus and private client level of service to you. Our strategy is to maintain our business at a limited number of clients.

Bespoke for you

Our team takes care to ensure your circumstances are met with an individually tailored solutions. No two clients are the same. We will always look at you as an individual.

One team

We set clear timelines to ensure your client experience is seamless. Our highly experienced team manages the deal straight through from initial client meeting to funds drawdown.

Flexible

We have an ability to structure repayments to match your income timelines.

We see the bigger picture

We understand your financial circumstances can be detailed and take the time to analyse complex balance sheets. We also look at income from various sources, including rental income and investment returns.
John McWeeney, Head of Private Client Lending
‘We'll take the time to understand you and tailor a solution that meets your needs.’

John McWeeney, Head of Private Client Lending

Discover our full range of solutions

Mortgages

Bespoke residential mortgages for the purchase/re-finance of a family home

Investment Property Finance

Loan facility for purchase of residential and commercial property

Specialised Lending

Other types of facilities available to individuals or investment vehicles

 

It all starts with a conversation

  • John McWeeney

    John McWeeney

    Relationship Management

    John heads up the Private Client Lending team within Investec.

  • David Gilligan

    David Gilligan

    Relationship Management

    David works to provide clients who have complex needs with financial solutions.
     

  • Helen Fitzgerald

    Helen Fitzgerald

    Relationship Management

    Helen has worked with the Private Client Lending team since 2016 and works exclusively on private client lending transactions.

  • Ciarán Leddy

    Ciarán Leddy

    Business Development

    Ciarán joined the Private Client Lending team in March 2017 and is responsible for the development of new business.

  • Peter O'Connor

    Peter O'Connor

    Relationship Management

    Peter works with clients to help them finance a wide range of requirements from acquiring properties to other non-standard investments.

  • Frances Daniel

    Frances Daniel

    Deal Execution

    Frances works on the deal execution of private client lending transactions.  

It all starts with a conversation

John McWeeney
David Gilligan
Helen Fitzgerald
Ciarán Leddy
Peter O'Connor
Frances Daniel

John McWeeney

Relationship Management

John heads up the Private Client Lending team within Investec.

David Gilligan

Relationship Management

David works to provide clients who have complex needs with financial solutions.
 

Helen Fitzgerald

Relationship Management

Helen has worked with the Private Client Lending team since 2016 and works exclusively on private client lending transactions.

Ciarán Leddy

Business Development

Ciarán joined the Private Client Lending team in March 2017 and is responsible for the development of new business.

Peter O'Connor

Relationship Management

Peter works with clients to help them finance a wide range of requirements from acquiring properties to other non-standard investments.

Frances Daniel

Deal Execution

Frances works on the deal execution of private client lending transactions.  

Who we deal with?

Private Equity professionals

You’re always chasing opportunity and immersing yourself in the details of making a deal happen, no matter how challenging.
 
As a founder-managed business, we relish working with like-minded people and it’s these shared values that drive us to deliver a comprehensive, award-winning offering that spans your personal and professional life.

Finance professionals

You’re in the business of making important decisions in a stimulating environment but you know, like us, that challenges can result in big rewards.
 
We understand how demanding your life is and that there can be blurred lines between your personal and professional life.
 
Our ‘always on’ attitude not only keeps up with you, but helps drive you forward.

Corporate directors

You lead and inspire a business full of passion and potential. While you’re focused on the direction of your company, you’ll need someone by your side to keep your own finances in order.
 
We understand that your time is valuable, and that’s why we’re here to support your success with a simple, efficient and transparent service.

Business owners

We understand you have demanding circumstances and an unconventional approach to business. Your wealth strategy will change over time and depending on your circumstances, your wealth may be tied up in your business.
 
We’ll offer you customised service and tailored investment advice to ensure your wealth you’ve worked hard for is maximised and protected.

International clients

Because you live a busy, international lifestyle, you need support and insight you can rely on from someone who understands your need to keep moving.
 
Our team brings like-minded knowledge and experience to the table and will take the time to get to know you, your life and your international financial requirements.

Warnings

If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
 
The payment rates on a housing loan may be adjusted by the lender from time to time.
 
If you do not keep up your repayments you may lose your home.

For interest only mortgages the entire amount that you have borrowed will still be outstanding at the end of the interest-only period.
 
The cost of your monthly repayments may increase.
 
For fixed rate mortgages you may have to pay charges if you pay off a fixed-rate loan early.

Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.
 
If you cancel or make a claim for reimbursement of a direct debit repaying your mortgage acount, and fail to make alternative arrangements for payment, your account will go into arrears.