Private Client Lending

Services tailored to you

Private client lending
Private client lending

Minimum requirements


Annual income


Minimum loan size


At Investec, we understand that in the current unprecedented times our clients may have concerns about their ability to meet loan repayments.

Please rest assured that Investec is here to help in such circumstances.

Should any client wish to discuss their particular circumstances please contact your Investec Ireland relationship manager in the usual manner by phone or email and we would be happy to further discuss matters, explain the options and outline the next steps.

It all starts with a conversation

It all starts with a conversation

John McWeeney

Relationship Management

John heads up the Private Client Lending team within Investec.

David Gilligan

Relationship Management

David works to provide clients who have complex needs with financial solutions.

Helen Fitzgerald

Relationship Management

Helen has worked with the Private Client Lending team since 2016 and works exclusively on private client lending transactions.

Our services are tailored for you

Premium services and select clients

We bring our client focus and private client level of service to you. Our strategy is to maintain our business at a limited number of clients.

Bespoke for you

Our team takes care to ensure your circumstances are met with individually tailored solutions. No two clients are the same. We will always look at you as an individual.

One team

We set clear timelines to ensure your client experience is seamless. Our highly experienced team manages the deal straight through from the initial client meeting to the funds' drawdown.


We have the ability to structure repayments to match your income timelines.

We see the bigger picture

We understand your financial circumstances can be detailed and take the time to analyse complex balance sheets. We also look at income from various sources, including rental income and investment returns.
John McWeeney, Head of Private Client Lending
John McWeeney, Head of Private Client Lending

We'll take the time to understand you and tailor a solution that meets your needs.

Discover our full range of solutions


Bespoke residential mortgages for the purchase/re-finance of a family home

Investment Property Finance

Loan facility for purchase of residential and commercial property

Specialised Lending

Other types of facilities available to individuals or investment vehicles


Who we deal with?

Private Equity professionals

You’re always chasing opportunity and immersing yourself in the details of making a deal happen, no matter how challenging.

As a founder-managed business, we relish working with like-minded people and it’s these shared values that drive us to deliver a comprehensive, award-winning offering that spans your personal and professional life.

Finance professionals

You’re in the business of making important decisions in a stimulating environment but you know, like us, that challenges can result in big rewards.

We understand how demanding your life is and that there can be blurred lines between your personal and professional life.

Our ‘always on’ attitude not only keeps up with you but helps drive you forward.

Corporate directors

You lead and inspire a business full of passion and potential. While you’re focused on the direction of your company, you’ll need someone by your side to keep your own finances in order.

We understand that your time is valuable, and that’s why we’re here to support your success with a simple, efficient, and transparent service.

Business owners

We understand you have demanding circumstances and an unconventional approach to business. Your wealth strategy will change over time and depending on your circumstances, your wealth may be tied up in your business.

We’ll offer you customised service and tailored investment advice to ensure your wealth you’ve worked hard for is maximised and protected.

International clients

Because you live a busy, international lifestyle, you need support and insight you can rely on from someone who understands your need to keep moving.

Our team brings like-minded knowledge and experience to the table and will take the time to get to know you, your life, and your international financial requirements.


If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

The payment rates on a housing loan may be adjusted by the lender from time to time.

If you do not keep up your repayments you may lose your home.

For interest only mortgages the entire amount that you have borrowed will still be outstanding at the end of the interest-only period.

The cost of your monthly repayments may increase.

For fixed-rate mortgages you may have to pay charges if you pay off a fixed-rate loan early.

Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.

If you cancel or make a claim for reimbursement of a direct debit repaying your mortgage account, and fail to make alternative arrangements for payment, your account will go into arrears.