Protecting your income

Secure your future earnings with a comprehensive income protection plan from Investec Life

With Investec’s income protection insurance, your monthly payouts of 75% of your regular income can help protect your future earnings when you’re unable to work.

Did you know you’re more likely to be off work for an extended period of time than you are to die before retirement?
As a professional, your ability to earn an income is your most important asset. Your financial security depends on it. If you’re unable to work due to illness or injury, having an income protection plan in place will allow you to carry on meeting your monthly financial commitments.
Knowing that you can rely on regular income regardless of the state of your health is enormously reassuring.
With Investec Life’s Income Protection Cover, if you’re off work or unable to perform your occupational duties due to an illness or injury, your income protection insurance makes a monthly payment to help replace up to 75% of your net of tax income.  And if you’re permanently unable to work, the benefit can be upgraded to cover up to 100% of your net of tax income.  

You can opt for Income Protection Cover as a standalone product from Investec Life, without Life Cover.

Tailored and priced for you as an Investec private client, this income protection plan replaces your lost income and allows you to pay for your family’s living expenses you’d ordinarily be paying for. The cover also means you can continue to invest for the future by allowing you to go on paying for your children’s education and saving for retirement.

We base your payouts on objective medical criteria and consider your specific job-related duties. If you’re a self-employed professional, you may backdate your qualifying claims from the first day you’re off work.  

Secure your future earnings with cover that works for you

Watch the video

Secure your future earnings with cover that works for you

Watch the video


Download our brochure to find out more

Income Protection Cover brochure
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At Investec Life, you can apply for Income Protection Cover through any channel of your choosing. Apply online or by speakng to one of our Investec Life advisers on +27 11 291 3934 or 0860 443 443

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