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Banking and lending solutions
Personal banking for high-net-worth individuals
We work with high-net-worth individuals, professionals and entrepreneurs to meet their individual requirements.
We offer a range of services across Private Banking and Lending to both locally resident individuals and non-Channel Island residents.
Discover more about the Wealth Management services offered by our long-term strategic partner, Rathbones.
Client eligibility
£300k minimum yearly earnings
£3m net worth
Why choose us
Simplicity
We believe in deep and personal relationships with our clients. We look to cut through the complexity in partnership with them and to deliver an experience which is both clear and effective. And none of our services are conditional upon the other. So whether the focus is everyday relationship banking, lending, investment management or any combination of these, we’re ready to help.
Flexibility
We offer enhanced services and products not generally available from the High Street, with entry points that are often lower than other global private banks. No discussion is a tick-box exercise. Our experts work closely with each client to deliver personalised solutions that meet their individual financial needs.
Accessibility
We believe in the traditional approach to private banking but with a modern twist. In other words, direct lines to dedicated relationship managers, an in-house telephone support team and an easy-to-use online service that uses mobile phone “on the go” technology. You could say that we’re “high tech, high touch”.
Our services
Banking
We offer Current, Fixed and Notice Accounts in a range of currencies, along with debit cards in Sterling, Euros and US Dollars.
We also provide payment, foreign exchange and execution only custody and dealing services.
Lending
We provide residential & investment property mortgages plus commercial & development lending over properties in the Channel Islands and the UK. We also offer gearing over investment portfolios and other assets, such as cars, boats and planes.
So, whether you’re looking to take out a mortgage, unlock equity in your current home or borrow against existing investments, we’ll build a lending solution that’s flexible, convenient and specific for you.
Are you ready to start a conversation?
Gordon Irish
Business Developer
Location: Guernsey
Speak to me about: Mortgages and Private Banking.
Having worked in finance since 1984 in a variety of roles, I joined Investec in 2016 and work within our Private Banking Team. In addition to my role as Business Developer, I head up the team that provides focused banking, lending and investment services to industry professionals, be they residents of the Channel Islands or beyond.
Ben Hanney
Business Developer
Location: Guernsey
I joined Investec in 2018 and am currently the Head of HNW & Families Offices. In this role, I lead a dedicated team of Private Bankers who deliver tailored financial solutions to high-net-worth individuals and family offices. Previously, I served as the Head of Swiss Trustee Banking, where I specialised in providing expert lending, banking, and investment services to Trustees in Switzerland. As a qualified Chartered Wealth Manager, authorised Swiss Client Advisor and Trust and Estate Practitioner, I bring a deep understanding of the complex needs of our clients, ensuring we offer comprehensive and bespoke financial strategies.
Gordon Irish
Business Developer
Location: Guernsey
Speak to me about: Mortgages and Private Banking.
Having worked in finance since 1984 in a variety of roles, I joined Investec in 2016 and work within our Private Banking Team. In addition to my role as Business Developer, I head up the team that provides focused banking, lending and investment services to industry professionals, be they residents of the Channel Islands or beyond.
Ben Hanney
Business Developer
Location: Guernsey
I joined Investec in 2018 and am currently the Head of HNW & Families Offices. In this role, I lead a dedicated team of Private Bankers who deliver tailored financial solutions to high-net-worth individuals and family offices. Previously, I served as the Head of Swiss Trustee Banking, where I specialised in providing expert lending, banking, and investment services to Trustees in Switzerland. As a qualified Chartered Wealth Manager, authorised Swiss Client Advisor and Trust and Estate Practitioner, I bring a deep understanding of the complex needs of our clients, ensuring we offer comprehensive and bespoke financial strategies.
Information for clients
If you're already an Investec client, find our rates and forms to download here and find out how you can get assistance, manage your private banking, check terms and conditions, and more.
