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28 Oct 2022

Case study: High speed, high LTV mortgage for countryside home

Investec Mortgage Intermediaries team

A human resources professional wanted to quickly secure a mortgage with a high LTV for a countryside property.  


The client

Our client was a Chief HR Officer at a large multi-national company and had relocated to London.

The challenge

The client had a complex income structure; they were paid in euros and received multiple aspects of income from basic salary, bonus and stock options. They wanted to purchase the five-bedroom property they were renting in Surrey and needed a fast transaction in order to close the deal.

The solution

Investec is able to consider a bespoke solution for clients with a complex income structure. In this case, we provided the client with an 85% LTV mortgage for the purchase of the property with a five-year fixed interest rate. The mortgage was structured in two parts and included an interest-only element. Our integrated credit team enables us to work quickly and the time taken from credit approval to completion was seven weeks.


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Disclaimer:  Your property may be repossessed if you do not keep up repayments on your mortgage. Investec residential mortgages are only available for residential properties in England or Wales and are primarily available to UK residents and subject to eligibility.


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