The borrower

Our client co-founded a UK-based technology-led hedge fund. The vast majority of their wealth was invested in the company. The client also had a director’s loan secured against the company.


The problem

While the client was drawing an annual salary from their company, his income and the company’s accounts were extremely complex.

The nature of the opportunity was unusual. The client wanted to raise capital against two properties and more than 100 acres of land in South West England using a high LTV mortgage, in order to invest in their business. The main house required refurbishment.


The solution

Investec analysed the historical company performance in detail to determine what level of salary and additional dividends the client could draw to service the loan.

We offered an £8m mortgage at 80% LTV, with an interest-only element and annual capital reductions over the first ten years. Leverage on the properties will be amortised to 65% LTV by the end of year ten. This is a high LTV for the value and scale of the properties in the proposed location.


Get in touch

If you're a mortgage broker and want to discuss how we can help your clients with their mortgage, contact us.

It all starts with a conversation

If you're a mortgage broker and want to discuss how we can help your high-net-worth clients (minimum income £300,000) with their mortgage, fill out your details below and we'll get in touch.

We'd like to keep you up-to-date with relevant news, events and information from our team. For further details on how we use personal data, please take a look at our Data Protection Notice


Please complete all required fields before sending.

Thank you

A member of the team will be in touch shortly

Sorry there seems to be a technical issue



Further information for mortgage brokers

Mortgage rates

Our latest rates and details on early repayment charges, valuation fees and solicitors fees.

Mortgage broker hub

Our dedicated hub for mortgage intermediaries.

Client application forms

Application forms and key documents for your clients to complete.



Important information

Your property may be repossessed if you do not keep up repayments on your mortgage. Investec residential mortgages are only available for residential properties in England or Wales and are primarily available to UK residents and subject to eligibility.